Welcome to PBGC! If you recently received a letter telling you that PBGC is now responsible for paying your pension benefit, this page is your gateway to PBGC. Your pension benefit is safe and secure. You are our customer, and we look forward to serving you. If you are currently receiving a pension benefit, your payments will continue without interruption. If you are not yet receiving a pension benefit, we will begin paying you as soon as you are eligible and apply to receive your pension benefit.
Frequently Asked Questions
Do you have questions about PBGC and what we do? You can find the answers to our most frequently asked questions here.
Your Guaranteed Pension
PBGC insures certain defined benefit pension plans through separate single-employer and multiemployer programs.
Did Your Pension Plan Fail?
What do I do if my employer's pension plan administrator notified me in writing that my plan is ending?
Is Your Plan Insured by PBGC?
Jump straight to our search of Plans Paying PBGC Premiums! PBGC insures most single-employer plans. Just enter the name of your company or your plan sponsor.
Annual Funding Notice
You may have recently received an Annual Funding Notice about your defined benefit pension plan. The notice does not mean your pension plan is ending.
PBGC guarantees the "basic benefits" you earned before your single-employer pension plan’s termination date, known as guarantee limits.
A multiemployer plan is a collectively bargained plan between more than one employer, often within the same or related industries, and a labor union.
Annuity or Lump Sum
Many people with retirement plans are asked to choose between receiving lifetime income (an annuity) or a lump-sum payment to pay for day-to-day life.
What is a Pension?
To most people, a pension is an arrangement in which your employer promises you a regular payment from the day you retire, for as long as you live.