Important Reminder About 2025 Due Dates
For plan years beginning in 2025, premium filings are generally due one month earlier than usual because of a provision contained in the Bipartisan Budget Act of 2015. See Technical Update 25-1 for more information.
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How to get started
Create a My PAA account: Each person who will take part in the filing process must first register for a My PAA account. Each person only registers once because the username, password and secret question/answer that are set up during registration are used for all plans, premium filings, filing options, and My PAA tasks. Review the create an account demonstration
Identify the plan's "filing coordinator": The filing coordinator is the person who typically ensures that the plan's premium filings are submitted on time and has the responsibility to perform My PAA administrative tasks for the plan. The responsible parties for the plan (e.g., the plan administrator, plan sponsor, enrolled actuary) should work together to determine who will be the plan's filing coordinator. Anyone can be the filing coordinator (e.g., the plan administrator's representative, actuary, consultant, etc.) as long as there is agreement among the plan or sponsor and the people involved.
Determine which filing option and payment method to use: The plan's administrator/sponsor (with assistance from the filing coordinator and support staff) determines the filing option to use from among the three options outlined below. You may find it helpful to review the Comparison Chart of Premium Filing Options document when determining the best option for your needs.
Add a plan (filing coordinators only): The filing coordinator adds at least one plan to his/her My PAA account. Review the add a plan demonstration
Set up filing team (filing coordinators only): The filing coordinator sets up the filing team for the plan (if applicable) by inviting other practitioners who will be involved with the filing process (e.g., who will contribute to the filing) and assigning them appropriate permissions. Review the Manage Roles demonstration
Prepare/submit premium filing(s): The appropriate filing team member begins the filing process using the desired filing option. The remaining steps in the filing process are dependent upon the option selected and the make up of the filing team.
Filing option 1 - Create and submit filings via My PAA's Data Entry and Editing Screens only for plans reflected in your account.
- Each person who will prepare, edit or sign a filing must have a My PAA account. (If a plan administrator representative signs for the plan administrator, the plan administrator must certify a paper version of the filing and retain the certified document in plan files.)
- Each filing is created separately in My PAA and submitted individually to PBGC.
- Payment may be made within My PAA or outside My PAA.
More about filing option 1
Filing option 2 - Import filings created with compatible private-sector software and submit them via My PAA only for plans reflected in your account.
- Each person who will prepare, edit or sign a filing must have a My PAA account. (If a plan administrator representative signs for the plan administrator, the plan administrator must certify a paper version of the filing and retain the certified document in plan files.)
- More than one filing can be imported at a time. (Functionality will be available in August 2021)
- Each imported filing is submitted individually to PBGC.
- Payment may be made within My PAA or outside My PAA.
More about filing option 2
Filing option 3 - Upload and submit filings created with compatible private-sector software only for plans reflected in your account.
- Only the person performing the upload is required to have a My PAA account.
- More than one filing can be uploaded and submitted at the same time. (Functionality will be available in August 2021)
- Filings must be certified before they are uploaded (typically done on a paper version of the filing) and certifications must be retained in plan files.
- For uploads which contain a single filing, payments may be made within My PAA or outside My PAA.
- For uploads which contain more than one filing, payments must be made outside of My PAA.
More about filing option 3
What's new in My PAA
My PAA Enhancements effective Sunday, 06/29/2025:
- Preparer Role: To simplify the filing process, the Filing Preparer, Payment Preparer and Upload Preparer roles have been consolidated into one role, allowing all My PAA team members the ability to edit/create a filing, complete payment steps and/or upload a filing to My PAA. All existing filing team members now have this new Preparer Role.
- Don't forget to login annually: My PAA users that have not logged in to their My PAA account for more than 450 days will be disabled and will need to contact PBGC's Premium Customer Service Department (premiums@pbgc.gov or 1–800–736–2444 and select “2” for premiums) to re-enable their account.
OTHER IMPORTANT INFORMATION!
- For plan years beginning in 2025, premium filings are generally due one month earlier than usual because of a provision contained in the Bipartisan Budget Act of 2015. See Technical Update 25-1 for more information.
- Due to the Executive Order (issued on March 25, 2025), PBGC will be phasing out the disbursement and receipt of paper checks. Please utilize one of the other acceptable payment methods available; Payments Outside of My PAA or Payments Within My PAA. If you have any questions or need further assistance, please contact PBGC's Premium Customer Service Department (at premiums@pbgc.gov or 1–800–736–2444 and select “2” for premiums).
Ongoing reminders:
The following enhancements have been implemented since the new version of My PAA went live in late April 2021 based on practitioner feedback received:
A FEW MORE UPDATES! PBGC has completed the redesign of the View Correspondence and View Request Status Pages, as well as the Actuary and Plan Admin (Rep) certification popup. Similar to the other updated pages (Home Page, Filing Details Page, Plan Details Page, Plan List Page and In-Process Filings Page), the processes for premium-related activity have not changed. The My PAA team will continue working to redesign additional webpages over the next several months, so please be on the lookout for updates. (04/19/2025)
OTHER REMINDER: For plan years beginning in 2025, premium filings are generally due one month earlier than usual because of a provision contained in the Bipartisan Budget Act of 2015 (example: 01/01/2025 Comprehensive Premium Filings and Payments are due 09/15/2025, not 10/15/2025). See Technical Update 25-1 for more information. (04/19/2025)
SUBMISSION OF MY PAA PAYMENTS OUTSIDE OF FILING PROCESS IS FINALLY HERE! Now payment preparers can submit any premium-related payment to PBGC on demand, outside of the filing process. For more details, please view How to Submit a My PAA Payment Outside of the Filing Process Published Answer.
(01/13/2025)
MY PAA REDESIGN CONTINUING: PBGC has redesigned the My PAA Home, Filing Details and Plan Details Pages. Now the Upload and Upload History Pages have been updated. These pages have a new look and feel, but it should be noted that the processes for premium-related activity have not changed.
(01/13/2025).
NEW FILING AND PAYMENT STATUS REPORT AVAILABLE: From the Plan List Page, practitioners will be able to access a Filing Payment and Status Report. This report will provide a consolidated view (via excel) of filing and payments statuses for all plans in your account. This report will be emailed to the email address corresponding to the user’s My PAA account. View the How to Use Filing and Payment Status Report Published Answer for more details.
(01/13/2025)
AUTOMATED DUE DATE ALERTS: New email notifications will be sent to filing team members for abandoned draft filings for upcoming due dates, which are only awaiting Plan Administrator certification.
(01/13/2025)
ALMOST DONE! PBGC has completed the redesign of the Plan List and In-Process Filings Pages, and similar to the other updated pages (Home Page, Filing Details Page, and Plan Details Page), the processes for premium-related activity have not changed. The My PAA team will continue working to redesign additional webpages over the next several months, so please be on the lookout for updates.
(08/11/2024)
NEW POP-UP! To help ensure that premium filings and payments are submitted on time, My PAA has implemented a new in-process filing notification. If a user has at least one filing that is in-process, then once they log in to their My PAA account, or if they return to the Home Page while being logged in, then the notification will appear. For more details, please check out the Published Answer, How to Utilize the In-Process Filing Notification.
(08/11/2024)