2021 ERISA Section 4050 (Missing Participants) Mortality Table

This mortality table is used as part of the "missing participant annuity assumptions" as discussed in 29 CFR 4050. This mortality table is also available in EXCEL.

The rate tables applicable for other years are accessible from the main ERISA Section 4044/4050 Mortality Tables page.

Mortality Rates for year 2021 Valuation Dates Under Section 4050
Age	Blended Rate
15	0.000155
16	0.000178
17	0.000198
18	0.000209
19	0.000214
20	0.000218
21	0.000227
22	0.000241
23	0.000267
24	0.000296
25	0.000338
26	0.000401
27	0.000429
28	0.000445
29	0.000462
30	0.000488
31	0.000516
32	0.000533
33	0.000542
34	0.000545
35	0.000551
36	0.000561
37	0.000581
38	0.000595
39	0.000615
40	0.000647
41	0.000681
42	0.000718
43	0.000753
44	0.000785
45	0.000811
46	0.000844
47	0.000889
48	0.000953
49	0.001023
50	0.001115
51	0.001224
52	0.001371
53	0.001569
54	0.001786
55	0.002086
56	0.002462
57	0.002895
58	0.003366
59	0.003824
60	0.004344
61	0.005037
62	0.005723
63	0.006643
64	0.007533
65	0.008495
66	0.009710
67	0.010782
68	0.011591
69	0.012610
70	0.013426
71	0.014411
72	0.015856
73	0.017195
74	0.018915
75	0.020935
76	0.023153
77	0.026725
78	0.030424
79	0.034607
80	0.039324
81	0.044624
82	0.050546
83	0.055698
84	0.062433
85	0.069462
86	0.077511
87	0.088723
88	0.100201
89	0.112600
90	0.126821
91	0.139469
92	0.155990
93	0.173289
94	0.188978
95	0.209594
96	0.226683
97	0.248008
98	0.270959
99	0.289103
100	0.307575
101	0.338758
102	0.358830
103	0.380735
104	0.404426
105	0.427883
106	0.449085
107	0.466012
108	0.478582
109	0.488140
110	0.494813
111	0.498724
112	0.500000
113	0.500000
114	0.500000
115	0.500000
116	0.500000
117	0.500000
118	0.500000
119	0.500000
120	1.000000

Last Updated: July 11, 2025

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