Individuals residing outside the United States might have to take different steps compared to those living in the U.S. Below are some examples of how the process can differ.
Notarization
To have a notarized document from outside the U.S. accepted by PBGC, it needs to undergo an authentication process. This process varies based on the category of the country:
- Individuals residing in countries that have signed the 1961 Apostille Hague Convention can visit a local notary to have their document notarized and then obtain an apostille certificate from a Competent Authority.
- Individuals residing in countries that have NOT signed the 1961 Apostille Hague Convention can visit a U.S. Embassy or Consulate in their country of residency to validly execute the document.
If you submit a notarized document without authentication, you may be asked to obtain an apostille or authentication certificate before your documents can be approved.
Tax withholding
If your address is outside of the U.S., you need to submit the IRS forms that match your citizenship status to provide tax withholding information. If PBGC does not have the proper IRS form on file, we will withhold 30% from your payments.
The U.S. has tax treaties with some countries. If there is an existing treaty, residents of those countries may request 15% or 0% withholding.
For more information, visit Change your federal tax withholding.
International wire payments
If international residents are having problems with receiving or negotiating checks from PBGC, they can ask for an international wire transfer. Please notify us if you have any check issues.
Translation services
PBGC offers a telephone service for on-call interpretation, helping PBGC employees communicate with participants who have limited English proficiency. Interpreters are available in 250 different languages.
Participants can request PBGC correspondence in their preferred language. If needed, PBGC will translate letters, forms, and enclosures.
For more information, visit PBGC assistance in other languages.
Power of Attorney (POA)
Foreign POAs have different rules compared to domestic POAs. Make sure to verify your country’s requirements regarding witnesses, notaries (if required, see Notarization section), durability, and any specific rules.