This mortality table is used to determine the present value of annuities in involuntary terminations and distress terminations of single-employer plans, as discussed in 29 CFR 4044. This mortality table is also available in EXCEL.
The rate tables applicable for other years are accessible from the main ERISA Section 4044/4050 Mortality Tables page.
ERISA Section 4044 Mortality Tables for 2011 Valuation Dates
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Age | Healthy Lives | Disabled Lives | ||||
If eligible for Social Security disability benefits | If not eligible for Social Security disability benefits | |||||
Male | Female | Male | Female | Male | Female | |
15 | 0.000221 | 0.000151 | 0.022010 | 0.007777 | 0.000295 | 0.000200 |
16 | 0.000251 | 0.000174 | 0.022502 | 0.008120 | 0.000310 | 0.000200 |
17 | 0.000276 | 0.000192 | 0.023001 | 0.008476 | 0.000325 | 0.000197 |
18 | 0.000295 | 0.000200 | 0.023519 | 0.008852 | 0.000349 | 0.000194 |
19 | 0.000310 | 0.000200 | 0.024045 | 0.009243 | 0.000376 | 0.000196 |
20 | 0.000325 | 0.000197 | 0.024583 | 0.009650 | 0.000421 | 0.000202 |
21 | 0.000349 | 0.000194 | 0.025133 | 0.010076 | 0.000471 | 0.000208 |
22 | 0.000376 | 0.000196 | 0.025697 | 0.010521 | 0.000542 | 0.000214 |
23 | 0.000421 | 0.000202 | 0.026269 | 0.010984 | 0.000637 | 0.000228 |
24 | 0.000471 | 0.000208 | 0.026857 | 0.011468 | 0.000683 | 0.000234 |
25 | 0.000542 | 0.000214 | 0.027457 | 0.011974 | 0.000708 | 0.000244 |
26 | 0.000637 | 0.000228 | 0.028071 | 0.012502 | 0.000732 | 0.000257 |
27 | 0.000683 | 0.000234 | 0.028704 | 0.013057 | 0.000753 | 0.000287 |
28 | 0.000708 | 0.000244 | 0.029345 | 0.013632 | 0.000771 | 0.000323 |
29 | 0.000732 | 0.000257 | 0.029999 | 0.014229 | 0.000788 | 0.000344 |
30 | 0.000753 | 0.000287 | 0.030661 | 0.014843 | 0.000797 | 0.000356 |
31 | 0.000771 | 0.000323 | 0.031331 | 0.015473 | 0.000797 | 0.000367 |
32 | 0.000788 | 0.000344 | 0.032006 | 0.016103 | 0.000799 | 0.000381 |
33 | 0.000797 | 0.000356 | 0.032689 | 0.016604 | 0.000810 | 0.000397 |
34 | 0.000797 | 0.000367 | 0.033405 | 0.017121 | 0.000837 | 0.000417 |
35 | 0.000799 | 0.000381 | 0.034184 | 0.017654 | 0.000859 | 0.000439 |
36 | 0.000810 | 0.000397 | 0.034981 | 0.018204 | 0.000889 | 0.000466 |
37 | 0.000837 | 0.000417 | 0.035796 | 0.018770 | 0.000928 | 0.000507 |
38 | 0.000859 | 0.000439 | 0.036634 | 0.019355 | 0.000974 | 0.000549 |
39 | 0.000889 | 0.000466 | 0.037493 | 0.019957 | 0.001026 | 0.000590 |
40 | 0.000928 | 0.000507 | 0.038373 | 0.020579 | 0.001079 | 0.000627 |
41 | 0.000974 | 0.000549 | 0.039272 | 0.021219 | 0.001132 | 0.000660 |
42 | 0.001026 | 0.000590 | 0.040189 | 0.021880 | 0.001192 | 0.000677 |
43 | 0.001079 | 0.000627 | 0.041122 | 0.022561 | 0.001266 | 0.000699 |
44 | 0.001132 | 0.000660 | 0.042071 | 0.023263 | 0.001358 | 0.000732 |
45 | 0.001192 | 0.000677 | 0.043033 | 0.023988 | 0.001462 | 0.000794 |
46 | 0.001266 | 0.000699 | 0.044007 | 0.024734 | 0.001574 | 0.000862 |
47 | 0.001358 | 0.000732 | 0.044993 | 0.025504 | 0.001698 | 0.000967 |
48 | 0.001462 | 0.000794 | 0.045989 | 0.026298 | 0.001840 | 0.001091 |
49 | 0.001574 | 0.000862 | 0.046993 | 0.027117 | 0.002002 | 0.001274 |
50 | 0.001698 | 0.000967 | 0.048004 | 0.027961 | 0.002234 | 0.001480 |
51 | 0.001840 | 0.001091 | 0.049021 | 0.028832 | 0.002479 | 0.001708 |
52 | 0.002002 | 0.001274 | 0.050042 | 0.029730 | 0.002835 | 0.001985 |
53 | 0.002234 | 0.001480 | 0.051067 | 0.030655 | 0.003259 | 0.002342 |
54 | 0.002479 | 0.001708 | 0.052093 | 0.031609 | 0.003777 | 0.002742 |
55 | 0.002835 | 0.001985 | 0.053120 | 0.032594 | 0.004382 | 0.003155 |
56 | 0.003259 | 0.002342 | 0.054144 | 0.033608 | 0.004932 | 0.003628 |
57 | 0.003777 | 0.002742 | 0.055089 | 0.034655 | 0.005548 | 0.004169 |
58 | 0.004382 | 0.003155 | 0.056068 | 0.035733 | 0.006425 | 0.004783 |
59 | 0.004932 | 0.003628 | 0.057080 | 0.036846 | 0.007255 | 0.005477 |
60 | 0.005548 | 0.004169 | 0.058118 | 0.037993 | 0.008430 | 0.006270 |
61 | 0.006425 | 0.004783 | 0.059172 | 0.039176 | 0.009509 | 0.007157 |
62 | 0.007255 | 0.005477 | 0.060232 | 0.040395 | 0.010681 | 0.008111 |
63 | 0.008430 | 0.006270 | 0.061303 | 0.041653 | 0.012265 | 0.009104 |
64 | 0.009509 | 0.007157 | 0.062429 | 0.042950 | 0.013620 | 0.010109 |
65 | 0.010681 | 0.008111 | 0.063669 | 0.044287 | 0.014593 | 0.011047 |
66 | 0.012265 | 0.009104 | 0.065082 | 0.045666 | 0.015967 | 0.011935 |
67 | 0.013620 | 0.010109 | 0.066724 | 0.046828 | 0.016966 | 0.012894 |
68 | 0.014593 | 0.011047 | 0.068642 | 0.048070 | 0.018555 | 0.013668 |
69 | 0.015967 | 0.011935 | 0.070834 | 0.049584 | 0.020364 | 0.015086 |
70 | 0.016966 | 0.012894 | 0.073284 | 0.051331 | 0.022308 | 0.016316 |
71 | 0.018555 | 0.013668 | 0.075979 | 0.053268 | 0.024346 | 0.018129 |
72 | 0.020364 | 0.015086 | 0.078903 | 0.055356 | 0.027344 | 0.019637 |
73 | 0.022308 | 0.016316 | 0.082070 | 0.057573 | 0.030024 | 0.021922 |
74 | 0.024346 | 0.018129 | 0.085606 | 0.059979 | 0.034114 | 0.025232 |
75 | 0.027344 | 0.019637 | 0.088918 | 0.062574 | 0.038973 | 0.028221 |
76 | 0.030024 | 0.021922 | 0.092208 | 0.065480 | 0.044558 | 0.031455 |
77 | 0.034114 | 0.025232 | 0.095625 | 0.068690 | 0.050845 | 0.035043 |
78 | 0.038973 | 0.028221 | 0.099216 | 0.072237 | 0.057800 | 0.039095 |
79 | 0.044558 | 0.031455 | 0.103030 | 0.076156 | 0.065383 | 0.043722 |
80 | 0.050845 | 0.035043 | 0.107113 | 0.080480 | 0.071424 | 0.048795 |
81 | 0.057800 | 0.039095 | 0.111515 | 0.085243 | 0.079711 | 0.054241 |
82 | 0.065383 | 0.043722 | 0.116283 | 0.090480 | 0.086495 | 0.061913 |
83 | 0.071424 | 0.048795 | 0.121464 | 0.096224 | 0.094102 | 0.070763 |
84 | 0.079711 | 0.054241 | 0.127108 | 0.102508 | 0.105724 | 0.081081 |
85 | 0.086495 | 0.061913 | 0.133262 | 0.109368 | 0.119254 | 0.090535 |
86 | 0.094102 | 0.070763 | 0.139974 | 0.116837 | 0.130968 | 0.103704 |
87 | 0.105724 | 0.081081 | 0.147292 | 0.124948 | 0.147292 | 0.115275 |
88 | 0.119254 | 0.090535 | 0.155265 | 0.133736 | 0.155265 | 0.127655 |
89 | 0.130968 | 0.103704 | 0.163939 | 0.143234 | 0.163939 | 0.140765 |
90 | 0.147576 | 0.115275 | 0.173363 | 0.153477 | 0.173363 | 0.153477 |
91 | 0.161402 | 0.127655 | 0.183585 | 0.164498 | 0.183585 | 0.164498 |
92 | 0.180729 | 0.140765 | 0.194653 | 0.176332 | 0.194653 | 0.176332 |
93 | 0.196703 | 0.158845 | 0.206615 | 0.189011 | 0.206615 | 0.189011 |
94 | 0.213864 | 0.173867 | 0.219519 | 0.202571 | 0.219519 | 0.202571 |
95 | 0.237972 | 0.189693 | 0.234086 | 0.217045 | 0.234086 | 0.217045 |
96 | 0.256211 | 0.206323 | 0.248436 | 0.232467 | 0.248436 | 0.232467 |
97 | 0.273839 | 0.229893 | 0.263954 | 0.248870 | 0.263954 | 0.248870 |
98 | 0.298575 | 0.248793 | 0.280803 | 0.266289 | 0.280803 | 0.266289 |
99 | 0.315341 | 0.268678 | 0.299154 | 0.284758 | 0.299154 | 0.284758 |
100 | 0.332025 | 0.289311 | 0.319185 | 0.303433 | 0.319185 | 0.303433 |
101 | 0.358560 | 0.318956 | 0.341086 | 0.327385 | 0.341086 | 0.327385 |
102 | 0.376699 | 0.340960 | 0.365052 | 0.359020 | 0.365052 | 0.359020 |
103 | 0.396884 | 0.364586 | 0.393102 | 0.395842 | 0.393102 | 0.395842 |
104 | 0.418855 | 0.389996 | 0.427255 | 0.438360 | 0.427255 | 0.438360 |
105 | 0.440585 | 0.415180 | 0.469531 | 0.487816 | 0.469531 | 0.471493 |
106 | 0.460043 | 0.438126 | 0.521945 | 0.545886 | 0.492807 | 0.483473 |
107 | 0.475200 | 0.456824 | 0.586518 | 0.614309 | 0.497189 | 0.492436 |
108 | 0.485670 | 0.471493 | 0.665268 | 0.694884 | 0.499394 | 0.498054 |
109 | 0.492807 | 0.483473 | 0.760215 | 0.789474 | 0.500000 | 0.500000 |
110 | 0.497189 | 0.492436 | 1.000000 | 1.000000 | 0.500000 | 0.500000 |
111 | 0.499394 | 0.498054 | 0.500000 | 0.500000 | ||
112 | 0.500000 | 0.500000 | 0.500000 | 0.500000 | ||
113 | 0.500000 | 0.500000 | 0.500000 | 0.500000 | ||
114 | 0.500000 | 0.500000 | 0.500000 | 0.500000 | ||
115 | 0.500000 | 0.500000 | 0.500000 | 0.500000 | ||
116 | 0.500000 | 0.500000 | 0.500000 | 0.500000 | ||
117 | 0.500000 | 0.500000 | 1.000000 | 1.000000 | ||
118 | 0.500000 | 0.500000 | ||||
119 | 0.500000 | 0.500000 | ||||
120 | 1.000000 | 1.000000 |
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