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FAQs: Premiums

How are premiums set and why do they change?

Premium rates are set by law. Since the rates are indexed, they change automatically over time. They can also change when Congress passes new legislation affecting premiums.

Where can I find Information About Current and Historical Premium Rates?

See our Premium Rates page for information about rates since 2007.   For information about the rates that were in effect before 2007, see our most current Data Tables. (S-39 for single-employer plans  and M-16 for multiemployer plans)