This section applies only to single-employer plans. The guarantee limit for multiemployer plans is very different. A description of how the multiemployer plan guarantee works is included on our Multiemployer FAQ page.

The PBGC maximum guarantee for participants in single-employer plans is determined using a formula prescribed by federal law that calls for annual increases. The formula provides lower amounts for people who begin getting benefits from PBGC before age 65, reflecting the fact that they will receive more monthly pension checks over their expected lifetime. Conversely, amounts are higher for benefits starting at ages above 65. The formula also calls for reducing the amount for retirees who choose a payment form that continues benefits to a beneficiary after the retiree’s death.

Examples of the maximum guarantee are shown in the tables below. Each table applies to a given calendar year. The maximum guarantee applicable to a plan is fixed as of that plan's termination date except where termination occurs during a plan sponsor's bankruptcy and the sponsor entered bankruptcy on or after September 16, 2006, in which case the maximum guarantee is fixed as of the date the sponsor entered bankruptcy.

Your maximum guaranteed amount is based, in part, on your age on the plan termination date (or the date the sponsor entered bankruptcy, if applicable) or, if you were not in pay status on that date, the date you begin receiving benefits from PBGC. Your maximum guaranteed amount also will reflect the age of your designated beneficiary if your benefit provides payments to a survivor. The age reduction does not apply for certain disabled participants (see Guarantees for Disabled Participants).

The limits shown in these tables represent the cap on what PBGC guarantees, not on what PBGC pays. In some cases, PBGC pays benefits above the guaranteed amount. Whether that happens depends on the retiree’s age and how much money was in the plan when it terminated.

For plans terminating in a given year:

2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 | 1991 | 1990 | 1989 | 1988 | 1987 | 1986 | 1985 | 1984 | 1983 | 1982 | 1981 | 1980 | 1979 | 1978 | 1977 | 1976 | 1975 | 1974 |

PBGC Maximum Monthly Guarantees for 2017
Age	2017 Straight-Life Annuity	2017 Joint and 50% Survivor Annuity*
75	$16,322.73	$14,690.46
74	$14,840.80	$13,356.72
73	$13,358.87	$12,022.98
72	$11,876.94	$10,689.25
71	$10,395.00	$9,355.50
70	$8,913.07	$8,021.76
69	$8,000.29	$7,200.26
68	$7,194.89	$6,475.40
67	$6,496.88	$5,847.19
66	$5,906.25	$5,315.63
65	$5,369.32	$4,832.39
64	$4,993.47	$4,494.12
63	$4,617.62	$4,155.86
62	$4,241.76	$3,817.58
61	$3,865.91	$3,479.32
60	$3,490.06	$3,141.05
59	$3,275.29	$2,947.76
58	$3,060.51	$2,754.46
57	$2,845.74	$2,561.17
56	$2,630.97	$2,367.87
55	$2,416.19	$2,174.57
54	$2,308.81	$2,077.93
53	$2,201.42	$1,981.28
52	$2,094.03	$1,884.63
51	$1,986.65	$1,787.99
50	$1,879.26	$1,691.33
49	$1,771.88	$1,594.69
48	$1,664.49	$1,498.04
47	$1,557.10	$1,401.39
46	$1,449.72	$1,304.75
45	$1,342.33	$1,208.10
* Above J&50% amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

 

PBGC Maximum Monthly Guarantees for 2016
Age	2016 Straight-Life Annuity	2016 Joint and 50% Survivor Annuity*
75	$15,234.53	$13,711.08
74	$13,851.40	$12,466.26
73	$12,468.26	$11,221.43
72	$11,085.13	$9,976.62
71	$9,701.99	$8,731.79
70	$8,318.86	$7,486.97
69	$7,466.93	$6,720.24
68	$6,715.22	$6,043.70
67	$6,063.75	$5,457.38
66	$5,512.50	$4,961.25
65	$5,011.36	$4,510.22
64	$4,660.56	$4,194.50
63	$4,309.77	$3,878.79
62	$3,958.97	$3,563.07
61	$3,608.18	$3,247.36
60	$3,257.38	$2,931.64
59	$3,056.93	$2,751.24
58	$2,856.48	$2,570.83
57	$2,656.02	$2,390.42
56	$2,455.57	$2,210.01
55	$2,255.11	$2,029.60
54	$2,154.88	$1,939.39
53	$2,054.66	$1,849.19
52	$1,954.43	$1,758.99
51	$1,854.20	$1,668.78
50	$1,753.98	$1,578.58
49	$1,653.75	$1,488.38
48	$1,553.52	$1,398.17
47	$1,453.29	$1,307.96
46	$1,353.07	$1,217.76
45	$1,252.84	$1,127.56
*  Above J&50% amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

 

PBGC Maximum Monthly Guarantees for 2015
Age	2015 Straight-Life Annuity	2015 Joint and 50% Survivor Annuity*
75	$15,234.53	$13,711.08
74	$13,851.40	$12,466.26
73	$12,468.26	$11,221.43
72	$11,085.13	$9,976.62
71	$9,701.99	$8,731.79
70	$8,318.86	$7,486.97
69	$7,466.93	$6,720.24
68	$6,715.22	$6,043.70
67	$6,063.75	$5,457.38
66	$5,512.50	$4,961.25
65	$5,011.36	$4,510.22
64	$4,660.56	$4,194.50
63	$4,309.77	$3,878.79
62	$3,958.97	$3,563.07
61	$3,608.18	$3,247.36
60	$3,257.38	$2,931.64
59	$3,056.93	$2,751.24
58	$2,856.48	$2,570.83
57	$2,656.02	$2,390.42
56	$2,455.57	$2,210.01
55	$2,255.11	$2,029.60
54	$2,154.88	$1,939.39
53	$2,054.66	$1,849.19
52	$1,954.43	$1,758.99
51	$1,854.20	$1,668.78
50	$1,753.98	$1,578.58
49	$1,653.75	$1,488.38
48	$1,553.52	$1,398.17
47	$1,453.29	$1,307.96
46	$1,353.07	$1,217.76
45	$1,252.84	$1,127.56
*  Above J&50% amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

 

PBGC Maximum Monthly Guarantees for 2014
Age	2014 Straight-Life Annuity	2014 Joint and 50% Survivor Annuity*
75	$15,027.27	$13,524.54
74	$13,662.95	$12,296.66
73	$12,298.63	$11,068.77
72	$10,934.31	$9,840.88
71	$9,570.00	$8,613.00
70	$8,205.68	$7,385.11
69	$7,365.34	$6,628.81
68	$6,623.86	$5,961.47
67	$5,981.25	$5,383.13
66	$5,437.50	$4,893.75
65	$4,943.18	$4,448.86
64	$4,597.16	$4,137.44
63	$4,251.13	$3,826.02
62	$3,905.11	$3,514.60
61	$3,559.09	$3,203.18
60	$3,213.07	$2,891.76
59	$3,015.34	$2,713.81
58	$2,817.61	$2,535.85
57	$2,619.89	$2,357.90
56	$2,422.16	$2,179.94
55	$2,224.43	$2,001.99
54	$2,125.57	$1,913.01
53	$2,026.70	$1,824.03
52	$1,927.84	$1,735.06
51	$1,828.98	$1,646.08
50	$1,730.11	$1,557.10
49	$1,631.25	$1,468.13
48	$1,532.39	$1,379.15
47	$1,433.52	$1,290.17
46	$1,334.66	$1,201.19
45	$1,235.80	$1,112.22
*  Above J&50% amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

 

PBGC Maximum Monthly Guarantees for 2013*
Age	2013 Straight-Life Annuity	2013 Joint and 50% Survivor Annuity**
75	$14,560.90	$13,104.81
74	$13,238.92	$11,915.03
73	$11,916.95	$10,725.26
72	$10,594.97	$9,535.47
71	$9,272.99	$8,345.69
70	$7,951.02	$7,155.92
69	$7,136.76	$6,423.08
68	$6,418.29	$5,776.46
67	$5,795.62	$5,216.06
66	$5,268.75	$4,741.88
65	$4,789.77	$4,310.79
64	$4,454.49	$4,009.04
63	$4,119.20	$3,707.28
62	$3,783.92	$3,405.53
61	$3,448.63	$3,103.77
60	$3,113.35	$2,802.02
59	$2,921.76	$2,629.58
58	$2,730.17	$2,457.15
57	$2,538.58	$2,284.72
56	$2,346.99	$2,112.29
55	$2,155.40	$1,939.86
54	$2,059.60	$1,853.64
53	$1,963.81	$1,767.43
52	$1,868.01	$1,681.21
51	$1,772.21	$1,594.99
50	$1,676.42	$1,508.78
49	$1,580.62	$1,422.56
48	$1,484.83	$1,336.35
47	$1,389.03	$1,250.13
46	$1,293.24	$1,163.92
45	$1,197.44	$1,077.70
* Amounts shown ignore IRC Section 415 limits, which may reduce payable amounts
** Assumes participant and spouse are same age

 

PBGC Maximum Monthly Guarantees for 2012*
Age	2012 Straight-Life Annuity	2012 Joint and 50% Survivor Annuity**
75	$14,146.37	$12,731.73
74	$12,862.03	$11,575.83
73	$11,577.68	$10,419.91
72	$10,293.34	$9,264.01
71	$9,009.00	$8,108.10
70	$7,724.66	$6,952.19
69	$6,933.58	$6,240.22
68	$6,235.57	$5,612.01
67	$5,630.63	$5,067.57
66	$5,118.75	$4,606.88
65	$4,653.41	$4,188.07
64	$4,327.67	$3,894.90
63	$4,001.93	$3,601.74
62	$3,676.19	$3,308.57
61	$3,350.46	$3,015.41
60	$3,024.72	$2,722.25
59	$2,838.58	$2,554.72
58	$2,652.44	$2,387.20
57	$2,466.31	$2,219.68
56	$2,280.17	$2,052.15
55	$2,094.03	$1,884.63
54	$2,000.97	$1,800.87
53	$1,907.90	$1,717.11
52	$1,814.83	$1,633.35
51	$1,721.76	$1,549.58
50	$1,628.69	$1,465.82
49	$1,535.63	$1,382.07
48	$1,442.56	$1,298.30
47	$1,349.49	$1,214.54
46	$1,256.42	$1,130.78
45	$1,163.35	$1,047.02
* Amounts shown ignore IRC Section 415 limits, which may reduce payable amounts
** Assumes participant and spouse are same age

 

PBGC Maximum Monthly Guarantees for 2011*
Age	2011 Straight-Life Annuity	2011 Joint and 50% Survivor Annuity**
75	$13,680.00	$12,312.00
74	$12,438.00	$11,194.20
73	$11,196.00	$10,076.40
72	$9,954.00	$8,958.60
71	$8,712.00	$7,840.80
70	$7,470.00	$6,723.00
69	$6,705.00	$6,034.50
68	$6,030.00	$5,427.00
67	$5,445.00	$4,900.50
66	$4,950.00	$4,455.00
65	$4,500.00	$4,050.00
64	$4,185.00	$3,766.50
63	$3,870.00	$3,483.00
62	$3,555.00	$3,199.50
61	$3,240.00	$2,916.00
60	$2,925.00	$2,632.50
59	$2,745.00	$2,470.50
58	$2,565.00	$2,308.50
57	$2,385.00	$2,146.50
56	$2,205.00	$1,984.50
55	$2,025.00	$1,822.50
54	$1,935.00	$1,741.50
53	$1,845.00	$1,660.50
52	$1,755.00	$1,579.50
51	$1,665.00	$1,498.50
50	$1,575.00	$1,417.50
49	$1,485.00	$1,336.50
48	$1,395.00	$1,255.50
47	$1,305.00	$1,174.50
46	$1,215.00	$1,093.50
45	$1,125.00	$1,012.50
* Amounts shown ignore IRC Section 415 limits, which may reduce payable amounts
** Assumes participant and spouse are same age

 

PBGC Maximum Monthly Guarantees for 2010*
Age	2010 Straight-Life Annuity	2010 Joint and 50% Survivor Annuity**
75	$13,680.00	$12,312.00
74	$12,438.00	$11,194.20
73	$11,196.00	$10,076.40
72	$9,954.00	$8,958.60
71	$8,712.00	$7,840.80
70	$7,470.00	$6,723.00
69	$6,705.00	$6,034.50
68	$6,030.00	$5,427.00
67	$5,445.00	$4,900.50
66	$4,950.00	$4,455.00
65	$4,500.00	$4,050.00
64	$4,185.00	$3,766.50
63	$3,870.00	$3,483.00
62	$3,555.00	$3,199.50
61	$3,240.00	$2,916.00
60	$2,925.00	$2,632.50
59	$2,745.00	$2,470.50
58	$2,565.00	$2,308.50
57	$2,385.00	$2,146.50
56	$2,205.00	$1,984.50
55	$2,025.00	$1,822.50
54	$1,935.00	$1,741.50
53	$1,845.00	$1,660.50
52	$1,755.00	$1,579.50
51	$1,665.00	$1,498.50
50	$1,575.00	$1,417.50
49	$1,485.00	$1,336.50
48	$1,395.00	$1,255.50
47	$1,305.00	$1,174.50
46	$1,215.00	$1,093.50
45	$1,125.00	$1,012.50
* Amounts shown ignore IRC Section 415 limits, which may reduce payable amounts
** Assumes participant and spouse are same age

 

PBGC Maximum Monthly Guarantees for 2009*
Age	2009 Straight-Life Annuity	2009 Joint and 50% Survivor Annuity**
75	$13,680.00	$12,312.00
74	$12,438.00	$11,194.20
73	$11,196.00	$10,076.40
72	$9,954.00	$8,958.60
71	$8,712.00	$7,840.80
70	$7,470.00	$6,723.00
69	$6,705.00	$6,034.50
68	$6,030.00	$5,427.00
67	$5,445.00	$4,900.50
66	$4,950.00	$4,455.00
65	$4,500.00	$4,050.00
64	$4,185.00	$3,766.50
63	$3,870.00	$3,483.00
62	$3,555.00	$3,199.50
61	$3,240.00	$2,916.00
60	$2,925.00	$2,632.50
59	$2,745.00	$2,470.50
58	$2,565.00	$2,308.50
57	$2,385.00	$2,146.50
56	$2,205.00	$1,984.50
55	$2,025.00	$1,822.50
54	$1,935.00	$1,741.50
53	$1,845.00	$1,660.50
52	$1,755.00	$1,579.50
51	$1,665.00	$1,498.50
50	$1,575.00	$1,417.50
49	$1,485.00	$1,336.50
48	$1,395.00	$1,255.50
47	$1,305.00	$1,174.50
46	$1,215.00	$1,093.50
45	$1,125.00	$1,012.50
* Amounts shown ignore IRC Section 415 limits, which may reduce payable amounts
** Assumes participant and spouse are same age

 

PBGC Maximum Monthly Guarantees for 2008*
Age	2008 Straight-Life Annuity	2008 Joint and 50% Survivor Annuity**
75	$13,110.00	$11,799.00
74	$11,919.75	$10,727.78
73	$10,729.50	$9,656.55
72	$9,539.25	$8,585.33
71	$8,349.00	$7,514.10
70	$7,158.75	$6,442.88
69	$6,425.63	$5,783.07
68	$5,778.75	$5,200.88
67	$5,218.13	$4,696.32
66	$4,743.75	$4,269.38
65	$4,312.50	$3,881.25
64	$4,010.63	$3,609.57
63	$3,708.75	$3,337.88
62	$3,406.88	$3,066.19
61	$3,105.00	$2,794.50
60	$2,803.13	$2,522.82
59	$2,630.63	$2,367.57
58	$2,458.13	$2,212.32
57	$2,285.63	$2,057.07
56	$2,113.13	$1,901.82
55	$1,940.63	$1,746.57
54	$1,854.38	$1,668.94
53	$1,768.13	$1,591.32
52	$1,681.88	$1,513.69
51	$1,595.63	$1,436.07
50	$1,509.38	$1,358.44
49	$1,423.13	$1,280.82
48	$1,336.88	$1,203.19
47	$1,250.63	$1,125.57
46	$1,164.38	$1,047.94
45	$1,078.13	$970.32
* Amounts shown ignore IRC Section 415 limits, which may reduce payable amounts
** Assumes participant and spouse are same age

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 2007
Age	2007 Straight-Life Annuity	2007 Joint and 50% Survivor Annuity
75	$12,540.00	$11,286.00
74	$11,401.50	$10,261.35
73	$10,263.00	$9,236.70
72	$9,124.50	$8,212.05
71	$7,986.00	$7,187.40
70	$6,847.50	$6,162.75
69	$6,146.25	$5,531.63
68	$5,527.50	$4,974.75
67	$4,991.25	$4,492.13
66	$4,537.50	$4,083.75
65	$4,125.00	$3,712.50
64	$3,836.25	$3,452.63
63	$3,547.50	$3,192.75
62	$3,258.75	$2,932.88
61	$2,970.00	$2,673.00
60	$2,681.25	$2,413.13
59	$2,516.25	$2,264.63
58	$2,351.25	$2,116.13
57	$2,186.25	$1,967.63
56	$2,021.25	$1,819.13
55	$1,856.25	$1,670.63
54	$1,773.75	$1,596.38
53	$1,691.25	$1,522.13
52	$1,608.75	$1,447.88
51	$1,526.25	$1,373.63
50	$1,443.75	$1,299.38
49	$1,361.25	$1,225.13
48	$1,278.75	$1,150.88
47	$1,196.25	$1,076.63
46	$1,113.75	$1,002.38
45	$1,031.25	$928.13

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 2006
Age	2006 Straight-Life Annuity	2006 Joint and 50% Survivor Annuity
65	$3,971.59	$3,574.43
64	$3,693.58	$3,324.22
63	$3,415.57	$3,074.01
62	$3,137.56	$2,823.80
61	$2,859.54	$2,573.59
60	$2,581.53	$2,323.38
59	$2,422.67	$2,180.40
58	$2,263.81	$2,037.43
57	$2,104.94	$1,894.45
56	$1,946.08	$1,751.47
55	$1,787.22	$1,608.50
54	$1,707.78	$1,537.00
53	$1,628.35	$1,465.52
52	$1,548.92	$1,394.03
51	$1,469.49	$1,322.54
50	$1,390.06	$1,251.05
49	$1,310.62	$1,179.56
48	$1,231.19	$1,108.07
47	$1,151.76	$1,036.58
46	$1,072.33	$965.10
45	$992.90	$893.61

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 2005
Age	2005 Straight-Life Annuity	2005 Joint and 50% Survivor Annuity
65	$3,801.14	$3,421.03
64	$3,535.06	$3,181.56
63	$3,268.98	$2,942.09
62	$3,002.90	$2,702.61
61	$2,736.82	$2,463.14
60	$2,470.74	$2,223.67
59	$2,318.70	$2,086.83
58	$2,166.65	$1,949.99
57	$2,014.60	$1,813.15
56	$1,862.56	$1,676.30
55	$1,710.51	$1,539.46
54	$1,634.49	$1,471.04
53	$1,558.47	$1,402.62
52	$1,482.44	$1,334.20
51	$1,406.42	$1,265.78
50	$1,330.40	$1,197.36
49	$1,254.38	$1,128.94
48	$1,178.35	$1,060.52
47	$1,102.33	$992.10
46	$1,026.31	$923.68
45	$950.29	$855.26

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 2004
Age	2004 Straight-Life Annuity	2004 Joint and 50% Survivor Annuity
65	$3,698.86	$3,328.97
64	$3,439.94	$3,095.94
63	$3,181.02	$2,862.91
62	$2,922.10	$2,629.89
61	$2,663.18	$2,396.86
60	$2,404.26	$2,163.83
59	$2,256.30	$2,030.67
58	$2,108.35	$1,897.51
57	$1,960.40	$1,764.35
56	$1,812.44	$1,631.20
55	$1,664.49	$1,498.04
54	$1,590.51	$1,431.46
53	$1,516.53	$1,364.88
52	$1,442.56	$1,298.30
51	$1,368.58	$1,231.72
50	$1,294.60	$1,165.14
49	$1,220.62	$1,098.56
48	$1,146.65	$1,031.98
47	$1,072.67	$965.40
46	$998.69	$898.82
45	$924.72	$832.24

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 2003
Age	2003 Straight-Life Annuity	2003 Joint and 50% Survivor Annuity
65	$3,664.77	$3,298.29
64	$3,408.24	$3,067.41
63	$3,151.70	$2,836.53
62	$2,895.17	$2,605.65
61	$2,638.63	$2,374.77
60	$2,382.10	$2,143.89
59	$2,235.51	$2,011.96
58	$2,088.92	$1,880.03
57	$1,942.33	$1,748.09
56	$1,795.74	$1,616.16
55	$1,649.15	$1,484.23
54	$1,575.85	$1,418.26
53	$1,502.56	$1,352.30
52	$1,429.26	$1,286.33
51	$1,355.96	$1,220.37
50	$1,282.67	$1,154.40
49	$1,209.37	$1,088.44
48	$1,136.08	$1,022.47
47	$1,062.78	$956.50
46	$989.49	$890.54
45	$916.19	$824.57

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 2002
Age	2002 Straight-Life Annuity	2002 Joint and 50% Survivor Annuity
65	$3,579.55	$3,221.60
64	$3,328.98	$2,996.09
63	$3,078.41	$2,770.58
62	$2,827.84	$2,545.06
61	$2,577.28	$2,319.55
60	$2,326.71	$2,094.04
59	$2,183.53	$1,965.18
58	$2,040.34	$1,836.31
57	$1,897.16	$1,707.45
56	$1,753.98	$1,578.58
55	$1,610.80	$1,449.72
54	$1,539.21	$1,385.29
53	$1,467.62	$1,320.86
52	$1,396.02	$1,256.42
51	$1,324.43	$1,191.99
50	$1,252.84	$1,127.56
49	$1,181.25	$1,063.13
48	$1,109.66	$998.70
47	$1,038.07	$934.26
46	$966.48	$869.83
45	$894.89	$805.40

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 2001
Age	2001 Straight-Life Annuity	2001 Joint and 50% Survivor Annuity
65	$3,392.05	$3,052.85
64	$3,154.61	$2,839.15
63	$2,917.16	$2,625.45
62	$2,679.72	$2,411.75
61	$2,442.28	$2,198.05
60	$2,204.83	$1,984.35
59	$2,069.15	$1,862.24
58	$1,933.47	$1,740.12
57	$1,797.79	$1,618.01
56	$1,662.10	$1,495.90
55	$1,526.42	$1,373.78
54	$1,458.58	$1,312.73
53	$1,390.74	$1,251.67
52	$1,322.90	$1,190.61
51	$1,255.06	$1,129.55
50	$1,187.22	$1,068.50
49	$1,119.38	$1,007.44
48	$1,051.54	$946.38
47	$983.69	$885.33
46	$915.85	$824.27
45	$848.01	$763.21

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 2000
Age	2000 Straight-Life Annuity	2000 Joint and 50% Survivor Annuity
65	$3,221.59	$2,899.43
64	$2,996.08	$2,696.47
63	$2,770.57	$2,493.51
62	$2,545.06	$2,290.55
61	$2,319.54	$2,087.59
60	$2,094.03	$1,884.63
59	$1,965.17	$1,768.65
58	$1,836.31	$1,652.68
57	$1,707.44	$1,536.70
56	$1,578.58	$1,420.72
55	$1,449.72	$1,304.74
54	$1,385.28	$1,246.75
53	$1,320.85	$1,188.77
52	$1,256.42	$1,130.78
51	$1,191.99	$1,072.79
50	$1,127.56	$1,014.80
49	$1,063.12	$956.81
48	$998.69	$898.82
47	$934.26	$840.83
46	$869.83	$782.85
45	$805.40	$724.86

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1999
Age	1999 Straight-Life Annuity	1999 Joint and 50% Survivor Annuity
65	$3,051.14	$2,746.03
64	$2,837.56	$2,553.81
63	$2,623.98	$2,361.59
62	$2,410.40	$2,169.36
61	$2,196.82	$1,977.14
60	$1,983.24	$1,784.92
59	$1,861.20	$1,675.08
58	$1,739.15	$1,565.24
57	$1,617.10	$1,455.40
56	$1,495.06	$1,345.55
55	$1,373.01	$1,235.71
54	$1,311.99	$1,180.79
53	$1,250.97	$1,125.87
52	$1,189.94	$1,070.95
51	$1,128.92	$1,016.03
50	$1,067.90	$961.11
49	$1,006.88	$906.19
48	$945.85	$851.27
47	$884.83	$796.35
46	$823.81	$741.43
45	$762.79	$686.51

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1998
Age	1998 Straight-Life Annuity	1998 Joint and 50% Survivor Annuity
65	$2,880.68	$2,592.61
64	$2,679.03	$2,411.13
63	$2,477.38	$2,229.64
62	$2,275.74	$2,048.16
61	$2,074.09	$1,866.68
60	$1,872.44	$1,685.20
59	$1,757.21	$1,581.49
58	$1,641.99	$1,477.79
57	$1,526.76	$1,374.08
56	$1,411.53	$1,270.38
55	$1,296.31	$1,166.67
54	$1,238.69	$1,114.82
53	$1,181.08	$1,062.97
52	$1,123.47	$1,011.12
51	$1,065.85	$959.27
50	$1,008.24	$907.41
49	$950.62	$855.56
48	$893.01	$803.71
47	$835.40	$751.86
46	$777.78	$700.00
45	$720.17	$648.15

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1997
Age	1997 Straight-Life Annuity	1997 Joint and 50% Survivor Annuity
65	$2,761.36	$2,485.22
64	$2,568.06	$2,311.25
63	$2,374.77	$2,137.29
62	$2,181.47	$1,963.32
61	$1,988.18	$1,789.36
60	$1,794.88	$1,615.39
59	$1,684.43	$1,515.98
58	$1,573.98	$1,416.58
57	$1,463.52	$1,317.17
56	$1,353.07	$1,217.76
55	$1,242.61	$1,118.35
54	$1,187.38	$1,068.64
53	$1,132.16	$1,018.94
52	$1,076.93	$969.24
51	$1,021.70	$919.53
50	$966.48	$869.83
49	$911.25	$820.12
48	$856.02	$770.42
47	$800.79	$720.71
46	$745.57	$671.01
45	$690.34	$621.31

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1996
Age	1996 Straight-Life Annuity	1996 Joint and 50% Survivor Annuity
65	$2,642.05	$2,377.85
64	$2,457.11	$2,211.40
63	$2,272.16	$2,044.95
62	$2,087.22	$1,878.50
61	$1,902.28	$1,712.05
60	$1,717.33	$1,545.60
59	$1,611.65	$1,450.49
58	$1,505.97	$1,355.37
57	$1,400.29	$1,260.26
56	$1,294.60	$1,165.15
55	$1,188.92	$1,070.03
54	$1,136.08	$1,022.48
53	$1,083.24	$974.92
52	$1,030.40	$927.36
51	$977.56	$879.80
50	$924.72	$832.25
49	$871.88	$784.69
48	$819.04	$737.13
47	$766.19	$689.58
46	$713.35	$642.02
45	$660.51	$594.46

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1995
Age	1995 Straight-Life Annuity	1995 Joint and 50% Survivor Annuity
65	$2,573.86	$2,316.47
64	$2,393.69	$2,154.32
63	$2,213.52	$1,992.16
62	$2,033.35	$1,830.01
61	$1,853.18	$1,667.86
60	$1,673.01	$1,505.71
59	$1,570.05	$1,413.05
58	$1,467.10	$1,320.39
57	$1,364.15	$1,227.73
56	$1,261.19	$1,135.07
55	$1,158.24	$1,042.41
54	$1,106.76	$996.08
53	$1,055.28	$949.75
52	$1,003.81	$903.42
51	$952.33	$857.09
50	$900.85	$810.76
49	$849.37	$764.44
48	$797.90	$718.11
47	$746.42	$671.78
46	$694.94	$625.45
45	$643.47	$579.12

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1994
Age	1994 Straight-Life Annuity	1994 Joint and 50% Survivor Annuity
65	$2,556.82	$2,301.14
64	$2,377.84	$2,140.06
63	$2,198.87	$1,978.98
62	$2,019.89	$1,817.90
61	$1,840.91	$1,656.82
60	$1,661.93	$1,495.74
59	$1,559.66	$1,403.70
58	$1,457.39	$1,311.65
57	$1,355.11	$1,219.60
56	$1,252.84	$1,127.56
55	$1,150.57	$1,035.51
54	$1,099.43	$989.49
53	$1,048.30	$943.47
52	$997.16	$897.44
51	$946.02	$851.42
50	$894.89	$805.40
49	$843.75	$759.38
48	$792.61	$713.35
47	$741.48	$667.33
46	$690.34	$621.31
45	$639.21	$575.29

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1993
Age	1993 Straight-Life Annuity	1993 Joint and 50% Survivor Annuity
65	$2,437.50	$2,193.75
64	$2,266.88	$2,040.19
63	$2,096.25	$1,886.63
62	$1,925.63	$1,733.06
61	$1,755.00	$1,579.50
60	$1,584.38	$1,425.94
59	$1,486.88	$1,338.19
58	$1,389.38	$1,250.44
57	$1,291.88	$1,162.69
56	$1,194.38	$1,074.94
55	$1,096.88	$987.19
54	$1,048.13	$943.31
53	$999.38	$899.44
52	$950.63	$855.56
51	$901.88	$811.69
50	$853.13	$767.81
49	$804.38	$723.94
48	$755.63	$680.06
47	$706.88	$636.19
46	$658.13	$592.31
45	$609.38	$548.44

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1992
Age	1992 Straight-Life Annuity	1992 Joint and 50% Survivor Annuity
65	$2,352.27	$2,117.04
64	$2,187.61	$1,968.85
63	$2,022.95	$1,820.65
62	$1,858.29	$1,672.46
61	$1,693.63	$1,524.27
60	$1,528.98	$1,376.08
59	$1,434.88	$1,291.39
58	$1,340.79	$1,206.71
57	$1,246.70	$1,122.03
56	$1,152.61	$1,037.35
55	$1,058.52	$952.67
54	$1,011.48	$910.33
53	$964.43	$867.99
52	$917.39	$825.65
51	$870.34	$783.30
50	$823.29	$740.96
49	$776.25	$698.62
48	$729.20	$656.28
47	$682.16	$613.94
46	$635.11	$571.60
45	$588.07	$529.26

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1991
Age	1991 Straight-Life Annuity	1991 Joint and 50% Survivor Annuity
65	$2,250.00	$2,025.00
64	$2,092.50	$1,883.25
63	$1,935.00	$1,741.50
62	$1,777.50	$1,599.75
61	$1,620.00	$1,458.00
60	$1,462.50	$1,316.25
59	$1,372.50	$1,235.25
58	$1,282.50	$1,154.25
57	$1,192.50	$1,073.25
56	$1,102.50	$992.25
55	$1,012.50	$911.25
54	$967.50	$870.75
53	$922.50	$830.25
52	$877.50	$789.75
51	$832.50	$749.25
50	$787.50	$708.75
49	$742.50	$668.25
48	$697.50	$627.75
47	$652.50	$587.25
46	$607.50	$546.75
45	$562.50	$506.25

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1990
Age	1990 Straight-Life Annuity	1990 Joint and 50% Survivor Annuity
65	$2,164.77	$1,948.29
64	$2,013.24	$1,811.91
63	$1,861.70	$1,675.53
62	$1,710.17	$1,539.15
61	$1,558.63	$1,402.77
60	$1,407.10	$1,266.39
59	$1,320.51	$1,188.46
58	$1,233.92	$1,110.53
57	$1,147.33	$1,032.59
56	$1,060.74	$954.66
55	$974.15	$876.73
54	$930.85	$837.76
53	$887.56	$798.80
52	$844.26	$759.83
51	$800.96	$720.87
50	$757.67	$681.90
49	$714.37	$642.94
48	$671.08	$603.97
47	$627.78	$565.00
46	$584.49	$526.04
45	$541.19	$487.07

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1989
Age	1989 Straight-Life Annuity	1989 Joint and 50% Survivor Annuity
65	$2,028.41	$1,825.57
64	$1,886.42	$1,697.78
63	$1,744.43	$1,569.99
62	$1,602.44	$1,442.20
61	$1,460.46	$1,314.41
60	$1,318.47	$1,186.62
59	$1,237.33	$1,113.60
58	$1,156.19	$1,040.57
57	$1,075.06	$967.55
56	$993.92	$894.53
55	$912.78	$821.51
54	$872.22	$785.00
53	$831.65	$748.48
52	$791.08	$711.97
51	$750.51	$675.46
50	$709.94	$638.95
49	$669.38	$602.44
48	$628.81	$565.93
47	$588.24	$529.42
46	$547.67	$492.90
45	$507.10	$456.39

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1988
Age	1988 Straight-Life Annuity	1988 Joint and 50% Survivor Annuity
65	$1,909.09	$1,718.18
64	$1,775.45	$1,597.91
63	$1,641.82	$1,477.63
62	$1,508.18	$1,357.36
61	$1,374.54	$1,237.09
60	$1,240.91	$1,116.82
59	$1,164.54	$1,048.09
58	$1,088.18	$979.36
57	$1,011.82	$910.64
56	$935.45	$841.91
55	$859.09	$773.18
54	$820.91	$738.82
53	$782.73	$704.45
52	$744.55	$670.09
51	$706.36	$635.73
50	$668.18	$601.36
49	$630.00	$567.00
48	$591.82	$532.64
47	$553.64	$498.27
46	$515.45	$463.91
45	$477.27	$429.55

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1987
Age	1987 Straight-Life Annuity	1987 Joint and 50% Survivor Annuity
65	$1,857.95	$1,672.16
64	$1,727.89	$1,555.11
63	$1,597.84	$1,438.06
62	$1,467.78	$1,321.01
61	$1,337.72	$1,203.96
60	$1,207.67	$1,086.90
59	$1,133.35	$1,020.02
58	$1,059.03	$953.13
57	$984.71	$886.24
56	$910.40	$819.36
55	$836.08	$752.47
54	$798.92	$719.03
53	$761.76	$685.59
52	$724.60	$652.14
51	$687.44	$618.70
50	$650.28	$585.26
49	$613.12	$551.81
48	$575.96	$518.37
47	$538.81	$484.93
46	$501.65	$451.48
45	$464.49	$418.04

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1986
Age	1986 Straight-Life Annuity	1986 Joint and 50% Survivor Annuity
65	$1,789.77	$1,610.79
64	$1,664.49	$1,498.03
63	$1,539.20	$1,385.28
62	$1,413.92	$1,272.52
61	$1,288.63	$1,159.77
60	$1,163.35	$1,047.01
59	$1,091.76	$982.58
58	$1,020.17	$918.15
57	$948.58	$853.72
56	$876.99	$789.29
55	$805.40	$724.86
54	$769.60	$692.64
53	$733.81	$660.42
52	$698.01	$628.21
51	$662.21	$595.99
50	$626.42	$563.78
49	$590.62	$531.56
48	$554.83	$499.34
47	$519.03	$467.13
46	$483.24	$434.91
45	$447.44	$402.70

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1985
Age	1985 Straight-Life Annuity	1985 Joint and 50% Survivor Annuity
65	$1,687.50	$1,518.75
64	$1,569.38	$1,412.44
63	$1,451.25	$1,306.13
62	$1,333.13	$1,199.81
61	$1,215.00	$1,093.50
60	$1,096.88	$987.19
59	$1,029.38	$926.44
58	$961.88	$865.69
57	$894.38	$804.94
56	$826.88	$744.19
55	$759.38	$683.44
54	$725.63	$653.06
53	$691.88	$622.69
52	$658.13	$592.31
51	$624.38	$561.94
50	$590.63	$531.56
49	$556.88	$501.19
48	$523.13	$470.81
47	$489.38	$440.44
46	$455.63	$410.06
45	$421.88	$379.69

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1984
Age	1984 Straight-Life Annuity	1984 Joint and 50% Survivor Annuity
65	$1,602.27	$1,442.04
64	$1,490.11	$1,341.10
63	$1,377.95	$1,240.15
62	$1,265.79	$1,139.21
61	$1,153.63	$1,038.27
60	$1,041.48	$937.33
59	$977.38	$879.64
58	$913.29	$821.96
57	$849.20	$764.28
56	$785.11	$706.60
55	$721.02	$648.92
54	$688.98	$620.08
53	$656.93	$591.24
52	$624.89	$562.40
51	$592.84	$533.55
50	$560.79	$504.71
49	$528.75	$475.87
48	$496.70	$447.03
47	$464.66	$418.19
46	$432.61	$389.35
45	$400.57	$360.51

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1983
Age	1983 Straight-Life Annuity	1983 Joint and 50% Survivor Annuity
65	$1,517.05	$1,365.35
64	$1,410.86	$1,269.78
63	$1,304.66	$1,174.20
62	$1,198.47	$1,078.63
61	$1,092.28	$983.05
60	$986.08	$887.48
59	$925.40	$832.86
58	$864.72	$778.25
57	$804.04	$723.64
56	$743.35	$669.02
55	$682.67	$614.41
54	$652.33	$587.10
53	$621.99	$559.79
52	$591.65	$532.49
51	$561.31	$505.18
50	$530.97	$477.87
49	$500.63	$450.57
48	$470.29	$423.26
47	$439.94	$395.95
46	$409.60	$368.64
45	$379.26	$341.34

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1982
Age	1982 Straight-Life Annuity	1982 Joint and 50% Survivor Annuity
65	$1,380.68	$1,242.61
64	$1,284.03	$1,155.63
63	$1,187.38	$1,068.64
62	$1090.74	$981.66
61	$994.09	$894.68
60	$897.44	$807.70
59	$842.21	$757.99
58	$786.99	$708.29
57	$731.76	$658.58
56	$676.53	$608.88
55	$621.31	$559.17
54	$593.69	$534.32
53	$566.08	$509.47
52	$538.47	$484.62
51	$510.85	$459.77
50	$483.24	$434.91
49	$455.62	$410.06
48	$428.01	$385.21
47	$400.40	$360.36
46	$372.78	$335.50
45	$345.17	$310.65

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1981
Age	1981 Straight-Life Annuity	1981 Joint and 50% Survivor Annuity
65	$1,261.36	$1,135.22
64	$1,173.06	$1,055.75
63	$1,084.77	$976.29
62	$996.47	$896.82
61	$908.18	$817.36
60	$819.88	$737.89
59	$769.43	$692.48
58	$718.98	$647.08
57	$668.52	$601.67
56	$618.07	$556.26
55	$567.61	$510.85
54	$542.38	$488.14
53	$517.16	$465.44
52	$491.93	$442.74
51	$466.70	$420.03
50	$441.48	$397.33
49	$416.25	$374.62
48	$391.02	$351.92
47	$365.79	$329.21
46	$340.57	$306.51
45	$315.34	$283.81

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1980
Age	1980 Straight-Life Annuity	1980 Joint and 50% Survivor Annuity
65	$1,159.09	$1,043.18
64	$1,077.95	$970.16
63	$996.82	$897.13
62	$915.68	$824.11
61	$834.54	$751.09
60	$753.41	$678.07
59	$707.04	$636.34
58	$660.68	$594.61
57	$614.32	$552.89
56	$567.95	$511.16
55	$521.59	$469.43
54	$498.41	$448.57
53	$475.23	$427.70
52	$452.05	$406.84
51	$428.86	$385.98
50	$405.68	$365.11
49	$382.50	$344.25
48	$359.32	$323.39
47	$336.14	$302.52
46	$312.95	$281.66
45	$289.77	$260.80

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1979
Age	1979 Straight-Life Annuity	1979 Joint and 50% Survivor Annuity
65	$1,073.86	$966.47
64	$998.69	$898.82
63	$923.52	$831.16
62	$848.35	$763.51
61	$773.18	$695.86
60	$698.01	$628.21
59	$655.05	$589.55
58	$612.10	$550.89
57	$569.15	$512.23
56	$526.19	$473.57
55	$483.24	$434.91
54	$461.76	$415.58
53	$440.28	$396.25
52	$418.81	$376.92
51	$397.33	$357.59
50	$375.85	$338.26
49	$354.37	$318.94
48	$332.90	$299.61
47	$311.42	$280.28
46	$289.94	$260.95
45	$268.47	$241.62

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1978
Age	1978 Straight-Life Annuity	1978 Joint and 50% Survivor Annuity
65	$1005.68	$905.11
64	$935.28	$841.75
63	$864.88	$778.39
62	$794.49	$715.04
61	$724.09	$651.68
60	$653.69	$588.32
59	$613.46	$552.12
58	$573.24	$515.91
57	$533.01	$479.71
56	$492.78	$443.50
55	$452.56	$407.30
54	$432.44	$389.20
53	$412.33	$371.10
52	$392.22	$352.99
51	$372.10	$334.89
50	$351.99	$316.79
49	$331.87	$298.69
48	$311.76	$280.58
47	$291.65	$262.48
46	$271.53	$244.38
45	$251.42	$226.28

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1977
Age	1977 Straight-Life Annuity	1977 Joint and 50% Survivor Annuity
65	$937.50	$843.75
64	$871.88	$784.69
63	$806.25	$725.63
62	$740.63	$666.56
61	$675.00	$607.50
60	$609.38	$548.44
59	$571.88	$514.69
58	$534.38	$480.94
57	$496.88	$447.19
56	$459.38	$413.44
55	$421.88	$379.69
54	$403.13	$362.81
53	$384.38	$345.94
52	$365.63	$329.06
51	$346.88	$312.19
50	$328.13	$295.31
49	$309.38	$278.44
48	$290.63	$261.56
47	$271.88	$244.69
46	$253.13	$227.81
45	$234.38	$210.94

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1976
Age	1976 Straight-Life Annuity	1976 Joint and 50% Survivor Annuity
65	$869.32	$782.39
64	$808.47	$727.62
63	$747.62	$672.86
62	$686.76	$618.09
61	$625.91	$563.32
60	$565.06	$508.55
59	$530.29	$477.26
58	$495.51	$445.96
57	$460.74	$414.67
56	$425.97	$383.37
55	$391.19	$352.08
54	$373.81	$336.43
53	$356.42	$320.78
52	$339.03	$305.13
51	$321.65	$289.48
50	$304.26	$273.84
49	$286.88	$258.19
48	$269.49	$242.54
47	$252.10	$226.89
46	$234.72	$211.25
45	$217.33	$195.60

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1975
Age	1975 Straight-Life Annuity	1975 Joint and 50% Survivor Annuity
65	$801.14	$721.03
64	$745.06	$670.56
63	$688.98	$620.09
62	$632.90	$569.61
61	$576.82	$519.14
60	$520.74	$468.67
59	$488.70	$439.83
58	$456.65	$410.99
57	$424.60	$382.15
56	$392.56	$353.30
55	$360.51	$324.46
54	$344.49	$310.04
53	$328.47	$295.62
52	$312.44	$281.20
51	$296.42	$266.78
50	$280.40	$252.36
49	$264.38	$237.94
48	$248.35	$223.52
47	$232.33	$209.10
46	$216.31	$194.68
45	$200.29	$180.26

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1974
Age	1974 Straight-Life Annuity	1974 Joint and 50% Survivor Annuity
65	$750.00	$675.00
64	$697.50	$627.75
63	$645.00	$580.50
62	$592.50	$533.25
61	$540.00	$486.00
60	$487.50	$438.75
59	$457.50	$411.75
58	$427.50	$384.75
57	$397.50	$357.75
56	$367.50	$330.75
55	$337.50	$303.75
54	$322.50	$290.25
53	$307.50	$276.75
52	$292.50	$263.25
51	$277.50	$249.75
50	$262.50	$236.25
49	$247.50	$222.75
48	$232.50	$209.25
47	$217.50	$195.75
46	$202.50	$182.25
45	$187.50	$168.75