Maximum monthly guarantee tables | Pension Benefit Guaranty Corporation

The maximum guarantees in these tables apply only to single-employer pension plans whose benefits PBGC pays as trustee. These guarantees do not apply to multiemployer plans. Information on multiemployer guarantees is included on our Multiemployer FAQ page.

When PBGC becomes trustee of a pension plan, we can guarantee benefits only up to limits set by federal law. One of those legal limits is the maximum guarantee. The maximum amounts that PBGC can guarantee are listed by age in the following Maximum Monthly Guarantee Tables.

Please note: Most benefits in PBGC-trusteed plans are lower than the maximum and not affected by legal limits.

How do I find the maximum monthly guarantee table that applies to me?

There is a separate table for each calendar year. To find your table, you need to know the date your plan ended (called date of plan termination). If your employer was in bankruptcy on that date, you also need to know the date your employer filed in court for bankruptcy protection.

In general, the relevant table is the table for the year in which your plan fails (i.e. the calendar year that includes the plan's termination date). However, if your plan fails while your employer is in bankruptcy, it’s the table for the year in which your employer entered bankruptcy.

What age do I use to find my maximum guarantee amount?

Your maximum guarantee amount is generally based on your age when you first start receiving a benefit from PBGC. However, if your plan ends while your employer is in bankruptcy, the following special rules apply:

If you first start receiving a benefit:	Use your age on:
Before your employer enters bankruptcy	The date the employer filed for bankruptcy protection
After your employer enters bankruptcy and before the plan terminates	The date you started receiving a benefit from the plan
After the plan terminates	The date you started receiving a benefit from PBGC

After I find my age on the table, which column applies to me?

It depends on the form of annuity in which you receive your benefit. The table gives maximum guarantee amounts for the two most common forms of annuity: straight-life annuity (without survivor benefits) and joint-and-50% survivor annuity (which continues to pay 50% of the benefit to a surviving beneficiary).

If you elect a different form of annuity, your maximum guarantee amount will be different. Generally, if your annuity provides a larger percentage as a survivor benefit, your maximum monthly amount will be lower.

Please note: The age reduction does not apply to certain disabled participants (see Guarantees for Disabled Participants).

How does PBGC calculate the maximum guarantee tables?

The PBGC maximum guarantee is determined using a formula in federal law tied to the Social Security index. The formula provides lower amounts for younger ages because younger people are expected to receive more monthly pension checks over their lifetime. Conversely, amounts are higher for older ages. In addition, amounts are lower for retirees who choose an annuity with survivor benefits.

Maximum guarantee tables for current and prior years

2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 | 1991 | 1990 | 1989 | 1988 | 1987 | 1986 | 1985 | 1984 | 1983 | 1982 | 1981 | 1980 | 1979 | 1978 | 1977 | 1976 | 1975 | 1974 |

PBGC maximum monthly guarantees for 2025
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
75	$22,592.73	$20,333.46
74	$20,541.55	$18,487.40
73	$18,490.37	$16,641.33
72	$16,439.19	$14,795.27
71	$14,388.00	$12,949.20
70	$12,336.82	$11,103.14
69	$11,073.41	$9,966.07
68	$9,958.64	$8,962.78
67	$8,992.50	$8,093.25
66	$8,175.00	$7,357.50
65	$7,431.82	$6,688.64
64	$6,911.59	$6,220.43
63	$6,391.37	$5,752.23
62	$5,871.14	$5,284.03
61	$5,350.91	$4,815.82
60	$4,830.68	$4,347.61
59	$4,533.41	$4,080.07
58	$4,236.14	$3,812.53
57	$3,938.86	$3,544.97
56	$3,641.59	$3,277.43
55	$3,344.32	$3,009.89
54	$3,195.68	$2,876.11
53	$3,047.05	$2,742.35
52	$2,898.41	$2,608.57
51	$2,749.77	$2,474.79
50	$2,601.14	$2,341.03
49	$2,452.50	$2,207.25
48	$2,303.86	$2,073.47
47	$2,155.23	$1,939.71
46	$2,006.59	$1,805.93
45	$1,857.96	$1,672.16

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for 2024
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
75	$21,608.17	$19,447.35
74	$19,646.37	$17,681.73
73	$17,684.58	$15,916.12
72	$15,722.79	$14,150.51
71	$13,760.99	$12,384.89
70	$11,799.20	$10,619.28
69	$10,590.85	$9,531.77
68	$9,524.65	$8,572.19
67	$8,600.62	$7,740.56
66	$7,818.75	$7,036.88
65	$7,107.95	$6,397.16
64	$6,610.39	$5,949.35
63	$6,112.84	$5,501.56
62	$5,615.28	$5,053.75
61	$5,117.72	$4,605.95
60	$4,620.17	$4,158.15
59	$4,335.85	$3,902.27
58	$4,051.53	$3,646.38
57	$3,767.21	$3,390.49
56	$3,482.90	$3,134.61
55	$3,198.58	$2,878.72
54	$3,056.42	$2,750.78
53	$2,914.26	$2,622.83
52	$2,772.10	$2,494.89
51	$2,629.94	$2,366.95
50	$2,487.78	$2,239.00
49	$2,345.62	$2,111.06
48	$2,203.46	$1,983.11
47	$2,061.31	$1,855.18
46	$1,919.15	$1,727.24
45	$1,776.99	$1,599.29

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for 2023
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
75	$20,520.00	$18,468.00
74	$18,657.00	$16,791.30
73	$16,794.00	$15,114.60
72	$14,931.00	$13,437.90
71	$13,068.00	$11,761.20
70	$11,205.00	$10,084.50
69	$10,057.50	$9,051.75
68	$9,045.00	$8,140.50
67	$8,167.50	$7,350.75
66	$7,425.00	$6,682.50
65	$6,750.00	$6,075.00
64	$6,277.50	$5,649.75
63	$5,805.00	$5,224.50
62	$5,332.50	$4,799.25
61	$4,860.00	$4,374.00
60	$4,387.50	$3,948.75
59	$4,117.50	$3,705.75
58	$3,847.50	$3,462.75
57	$3,577.50	$3,219.75
56	$3,307.50	$2,976.75
55	$3,037.50	$2,733.75
54	$2,902.50	$2,612.25
53	$2,767.50	$2,490.75
52	$2,632.50	$2,369.25
51	$2,497.50	$2,247.75
50	$2,362.50	$2,126.25
49	$2,227.50	$2,004.75
48	$2,092.50	$1,883.25
47	$1,957.50	$1,761.75
46	$1,822.50	$1,640.25
45	$1,687.50	$1,518.75

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for 2022
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
75	$18,861.83	$16,975.65
74	$17,149.38	$15,434.44
73	$15,436.92	$13,893.23
72	$13,724.46	$12,352.01
71	$12,012.01	$10,810.81
70	$10,299.55	$9,269.60
69	$9,244.78	$8,320.30
68	$8,314.10	$7,482.69
67	$7,507.51	$6,756.76
66	$6,825.01	$6,142.51
65	$6,204.55	$5,584.10
64	$5,770.23	$5,193.21
63	$5,335.91	$4,802.32
62	$4,901.59	$4,411.43
61	$4,467.28	$4,020.55
60	$4,032.96	$3,629.66
59	$3,784.78	$3,406.30
58	$3,536.59	$3,182.93
57	$3,288.41	$2,959.57
56	$3,040.23	$2,736.21
55	$2,792.05	$2,512.85
54	$2,667.96	$2,401.16
53	$2,543.87	$2,289.48
52	$2,419.77	$2,177.79
51	$2,295.68	$2,066.11
50	$2,171.59	$1,954.43
49	$2,047.50	$1,842.75
48	$1,923.41	$1,731.07
47	$1,799.32	$1,619.39
46	$1,675.23	$1,507.71
45	$1,551.14	$1,396.03

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for 2021
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
75	$18,343.63	$16,509.27
74	$16,678.22	$15,010.40
73	$15,012.82	$13,511.54
72	$13,347.41	$12,012.67
71	$11,682.00	$10,513.80
70	$10,016.59	$9,014.93
69	$8,990.79	$8,091.71
68	$8,085.68	$7,277.11
67	$7,301.25	$6,571.13
66	$6,637.50	$5,973.75
65	$6,034.09	$5,430.68
64	$5,611.70	$5,050.53
63	$5,189.32	$4,670.39
62	$4,766.93	$4,290.24
61	$4,344.54	$3,910.09
60	$3,922.16	$3,529.94
59	$3,680.79	$3,312.71
58	$3,439.43	$3,095.49
57	$3,198.07	$2,878.26
56	$2,956.70	$2,661.03
55	$2,715.34	$2,443.81
54	$2,594.66	$2,335.19
53	$2,473.98	$2,226.58
52	$2,353.30	$2,117.97
51	$2,232.61	$2,009.35
50	$2,111.93	$1,900.74
49	$1,991.25	$1,792.13
48	$1,870.57	$1,683.51
47	$1,749.89	$1,574.90
46	$1,629.20	$1,466.28
45	$1,508.52	$1,357.67

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for 2020
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
75	$17,670.00	$15,903.00
74	$16,065.75	$14,459.18
73	$14,461.50	$13,015.35
72	$12,857.25	$11,571.53
71	$11,253.00	$10,127.70
70	$9,648.75	$8,683.88
69	$8,660.63	$7,794.57
68	$7,788.75	$7,009.88
67	$7,033.13	$6,329.82
66	$6,393.75	$5,754.38
65	$5,812.50	$5,231.25
64	$5,405.63	$4,865.07
63	$4,998.75	$4,498.88
62	$4,591.88	$4,132.69
61	$4,185.00	$3,766.50
60	$3,778.13	$3,400.32
59	$3,545.63	$3,191.07
58	$3,313.13	$2,981.82
57	$3,080.63	$2,772.57
56	$2,848.13	$2,563.32
55	$2,615.63	$2,354.07
54	$2,499.38	$2,249.44
53	$2,383.13	$2,144.82
52	$2,266.88	$2,040.19
51	$2,150.63	$1,935.57
50	$2,034.38	$1,830.94
49	$1,918.13	$1,726.32
48	$1,801.88	$1,621.69
47	$1,685.63	$1,517.07
46	$1,569.38	$1,412.44
45	$1,453.13	$1,307.82

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for 2019
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
75	$17,048.17	$15,343.35
74	$15,500.37	$13,950.33
73	$13,952.58	$12,557.32
72	$12,404.79	$11,164.31
71	$10,856.99	$9,771.29
70	$9,309.20	$8,378.28
69	$8,355.85	$7,520.27
68	$7,514.65	$6,763.19
67	$6,785.62	$6,107.06
66	$6,168.75	$5,551.88
65	$5,607.95	$5,047.16
64	$5,215.39	$4,693.85
63	$4,822.84	$4,340.56
62	$4,430.28	$3,987.25
61	$4,037.72	$3,633.95
60	$3,645.17	$3,280.65
59	$3,420.85	$3,078.77
58	$3,196.53	$2,876.88
57	$2,972.21	$2,674.99
56	$2,747.90	$2,473.11
55	$2,523.58	$2,271.22
54	$2,411.42	$2,170.28
53	$2,299.26	$2,069.33
52	$2,187.10	$1,968.39
51	$2,074.94	$1,867.45
50	$1,962.78	$1,766.50
49	$1,850.62	$1,665.56
48	$1,738.46	$1,564.61
47	$1,626.31	$1,463.68
46	$1,514.15	$1,362.74
45	$1,401.99	$1,261.79

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for 2018
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
75	$16,478.17	$14,830.35
74	$14,982.12	$13,483.91
73	$13,486.08	$12,137.47
72	$11,990.04	$10,791.04
71	$10,493.99	$9,444.59
70	$8,997.95	$8,098.16
69	$8,076.47	$7,268.82
68	$7,263.40	$6,537.06
67	$6,558.74	$5,902.87
66	$5,962.50	$5,366.25
65	$5,420.45	$4,878.41
64	$5,041.02	$4,536.92
63	$4,661.59	$4,195.43
62	$4,282.16	$3,853.94
61	$3,902.72	$3,512.45
60	$3,523.29	$3,170.96
59	$3,306.47	$2,975.82
58	$3,089.66	$2,780.69
57	$2,872.84	$2,585.56
56	$2,656.02	$2,390.42
55	$2,439.20	$2,195.28
54	$2,330.79	$2,097.71
53	$2,222.38	$2,000.14
52	$2,113.98	$1,902.58
51	$2,005.57	$1,805.01
50	$1,897.16	$1,707.44
49	$1,788.75	$1,609.88
48	$1,680.34	$1,512.31
47	$1,571.93	$1,414.74
46	$1,463.52	$1,317.17
45	$1,355.11	$1,219.60

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for 2017
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
75	$16,322.73	$14,690.46
74	$14,840.80	$13,356.72
73	$13,358.87	$12,022.98
72	$11,876.94	$10,689.25
71	$10,395.00	$9,355.50
70	$8,913.07	$8,021.76
69	$8,000.29	$7,200.26
68	$7,194.89	$6,475.40
67	$6,496.88	$5,847.19
66	$5,906.25	$5,315.63
65	$5,369.32	$4,832.39
64	$4,993.47	$4,494.12
63	$4,617.62	$4,155.86
62	$4,241.76	$3,817.58
61	$3,865.91	$3,479.32
60	$3,490.06	$3,141.05
59	$3,275.29	$2,947.76
58	$3,060.51	$2,754.46
57	$2,845.74	$2,561.17
56	$2,630.97	$2,367.87
55	$2,416.19	$2,174.57
54	$2,308.81	$2,077.93
53	$2,201.42	$1,981.28
52	$2,094.03	$1,884.63
51	$1,986.65	$1,787.99
50	$1,879.26	$1,691.33
49	$1,771.88	$1,594.69
48	$1,664.49	$1,498.04
47	$1,557.10	$1,401.39
46	$1,449.72	$1,304.75
45	$1,342.33	$1,208.10

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for 2016
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
75	$15,234.53	$13,711.08
74	$13,851.40	$12,466.26
73	$12,468.26	$11,221.43
72	$11,085.13	$9,976.62
71	$9,701.99	$8,731.79
70	$8,318.86	$7,486.97
69	$7,466.93	$6,720.24
68	$6,715.22	$6,043.70
67	$6,063.75	$5,457.38
66	$5,512.50	$4,961.25
65	$5,011.36	$4,510.22
64	$4,660.56	$4,194.50
63	$4,309.77	$3,878.79
62	$3,958.97	$3,563.07
61	$3,608.18	$3,247.36
60	$3,257.38	$2,931.64
59	$3,056.93	$2,751.24
58	$2,856.48	$2,570.83
57	$2,656.02	$2,390.42
56	$2,455.57	$2,210.01
55	$2,255.11	$2,029.60
54	$2,154.88	$1,939.39
53	$2,054.66	$1,849.19
52	$1,954.43	$1,758.99
51	$1,854.20	$1,668.78
50	$1,753.98	$1,578.58
49	$1,653.75	$1,488.38
48	$1,553.52	$1,398.17
47	$1,453.29	$1,307.96
46	$1,353.07	$1,217.76
45	$1,252.84	$1,127.56

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for 2015
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
75	$15,234.53	$13,711.08
74	$13,851.40	$12,466.26
73	$12,468.26	$11,221.43
72	$11,085.13	$9,976.62
71	$9,701.99	$8,731.79
70	$8,318.86	$7,486.97
69	$7,466.93	$6,720.24
68	$6,715.22	$6,043.70
67	$6,063.75	$5,457.38
66	$5,512.50	$4,961.25
65	$5,011.36	$4,510.22
64	$4,660.56	$4,194.50
63	$4,309.77	$3,878.79
62	$3,958.97	$3,563.07
61	$3,608.18	$3,247.36
60	$3,257.38	$2,931.64
59	$3,056.93	$2,751.24
58	$2,856.48	$2,570.83
57	$2,656.02	$2,390.42
56	$2,455.57	$2,210.01
55	$2,255.11	$2,029.60
54	$2,154.88	$1,939.39
53	$2,054.66	$1,849.19
52	$1,954.43	$1,758.99
51	$1,854.20	$1,668.78
50	$1,753.98	$1,578.58
49	$1,653.75	$1,488.38
48	$1,553.52	$1,398.17
47	$1,453.29	$1,307.96
46	$1,353.07	$1,217.76
45	$1,252.84	$1,127.56

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for 2014
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
75	$15,027.27	$13,524.54
74	$13,662.95	$12,296.66
73	$12,298.63	$11,068.77
72	$10,934.31	$9,840.88
71	$9,570.00	$8,613.00
70	$8,205.68	$7,385.11
69	$7,365.34	$6,628.81
68	$6,623.86	$5,961.47
67	$5,981.25	$5,383.13
66	$5,437.50	$4,893.75
65	$4,943.18	$4,448.86
64	$4,597.16	$4,137.44
63	$4,251.13	$3,826.02
62	$3,905.11	$3,514.60
61	$3,559.09	$3,203.18
60	$3,213.07	$2,891.76
59	$3,015.34	$2,713.81
58	$2,817.61	$2,535.85
57	$2,619.89	$2,357.90
56	$2,422.16	$2,179.94
55	$2,224.43	$2,001.99
54	$2,125.57	$1,913.01
53	$2,026.70	$1,824.03
52	$1,927.84	$1,735.06
51	$1,828.98	$1,646.08
50	$1,730.11	$1,557.10
49	$1,631.25	$1,468.13
48	$1,532.39	$1,379.15
47	$1,433.52	$1,290.17
46	$1,334.66	$1,201.19
45	$1,235.80	$1,112.22

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for 2013¹
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ²
75	$14,560.90	$13,104.81
74	$13,238.92	$11,915.03
73	$11,916.95	$10,725.26
72	$10,594.97	$9,535.47
71	$9,272.99	$8,345.69
70	$7,951.02	$7,155.92
69	$7,136.76	$6,423.08
68	$6,418.29	$5,776.46
67	$5,795.62	$5,216.06
66	$5,268.75	$4,741.88
65	$4,789.77	$4,310.79
64	$4,454.49	$4,009.04
63	$4,119.20	$3,707.28
62	$3,783.92	$3,405.53
61	$3,448.63	$3,103.77
60	$3,113.35	$2,802.02
59	$2,921.76	$2,629.58
58	$2,730.17	$2,457.15
57	$2,538.58	$2,284.72
56	$2,346.99	$2,112.29
55	$2,155.40	$1,939.86
54	$2,059.60	$1,853.64
53	$1,963.81	$1,767.43
52	$1,868.01	$1,681.21
51	$1,772.21	$1,594.99
50	$1,676.42	$1,508.78
49	$1,580.62	$1,422.56
48	$1,484.83	$1,336.35
47	$1,389.03	$1,250.13
46	$1,293.24	$1,163.92
45	$1,197.44	$1,077.70

Amounts shown ignore IRC Section 415 limits, which may reduce payable amounts
Assumes participant and spouse are same age

PBGC maximum monthly guarantees for 2012¹
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ²
75	$14,146.37	$12,731.73
74	$12,862.03	$11,575.83
73	$11,577.68	$10,419.91
72	$10,293.34	$9,264.01
71	$9,009.00	$8,108.10
70	$7,724.66	$6,952.19
69	$6,933.58	$6,240.22
68	$6,235.57	$5,612.01
67	$5,630.63	$5,067.57
66	$5,118.75	$4,606.88
65	$4,653.41	$4,188.07
64	$4,327.67	$3,894.90
63	$4,001.93	$3,601.74
62	$3,676.19	$3,308.57
61	$3,350.46	$3,015.41
60	$3,024.72	$2,722.25
59	$2,838.58	$2,554.72
58	$2,652.44	$2,387.20
57	$2,466.31	$2,219.68
56	$2,280.17	$2,052.15
55	$2,094.03	$1,884.63
54	$2,000.97	$1,800.87
53	$1,907.90	$1,717.11
52	$1,814.83	$1,633.35
51	$1,721.76	$1,549.58
50	$1,628.69	$1,465.82
49	$1,535.63	$1,382.07
48	$1,442.56	$1,298.30
47	$1,349.49	$1,214.54
46	$1,256.42	$1,130.78
45	$1,163.35	$1,047.02

Amounts shown ignore IRC Section 415 limits, which may reduce payable amounts
Assumes participant and spouse are same age

PBGC maximum monthly guarantees for 2011¹
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ²*
75	$13,680.00	$12,312.00
74	$12,438.00	$11,194.20
73	$11,196.00	$10,076.40
72	$9,954.00	$8,958.60
71	$8,712.00	$7,840.80
70	$7,470.00	$6,723.00
69	$6,705.00	$6,034.50
68	$6,030.00	$5,427.00
67	$5,445.00	$4,900.50
66	$4,950.00	$4,455.00
65	$4,500.00	$4,050.00
64	$4,185.00	$3,766.50
63	$3,870.00	$3,483.00
62	$3,555.00	$3,199.50
61	$3,240.00	$2,916.00
60	$2,925.00	$2,632.50
59	$2,745.00	$2,470.50
58	$2,565.00	$2,308.50
57	$2,385.00	$2,146.50
56	$2,205.00	$1,984.50
55	$2,025.00	$1,822.50
54	$1,935.00	$1,741.50
53	$1,845.00	$1,660.50
52	$1,755.00	$1,579.50
51	$1,665.00	$1,498.50
50	$1,575.00	$1,417.50
49	$1,485.00	$1,336.50
48	$1,395.00	$1,255.50
47	$1,305.00	$1,174.50
46	$1,215.00	$1,093.50
45	$1,125.00	$1,012.50

Amounts shown ignore IRC Section 415 limits, which may reduce payable amounts
Assumes participant and spouse are same age

PBGC maximum monthly guarantees for 2010¹
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ²*
75	$13,680.00	$12,312.00
74	$12,438.00	$11,194.20
73	$11,196.00	$10,076.40
72	$9,954.00	$8,958.60
71	$8,712.00	$7,840.80
70	$7,470.00	$6,723.00
69	$6,705.00	$6,034.50
68	$6,030.00	$5,427.00
67	$5,445.00	$4,900.50
66	$4,950.00	$4,455.00
65	$4,500.00	$4,050.00
64	$4,185.00	$3,766.50
63	$3,870.00	$3,483.00
62	$3,555.00	$3,199.50
61	$3,240.00	$2,916.00
60	$2,925.00	$2,632.50
59	$2,745.00	$2,470.50
58	$2,565.00	$2,308.50
57	$2,385.00	$2,146.50
56	$2,205.00	$1,984.50
55	$2,025.00	$1,822.50
54	$1,935.00	$1,741.50
53	$1,845.00	$1,660.50
52	$1,755.00	$1,579.50
51	$1,665.00	$1,498.50
50	$1,575.00	$1,417.50
49	$1,485.00	$1,336.50
48	$1,395.00	$1,255.50
47	$1,305.00	$1,174.50
46	$1,215.00	$1,093.50
45	$1,125.00	$1,012.50

Amounts shown ignore IRC Section 415 limits, which may reduce payable amounts
Assumes participant and spouse are same age

PBGC maximum monthly guarantees for 2009¹
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ²*
75	$13,680.00	$12,312.00
74	$12,438.00	$11,194.20
73	$11,196.00	$10,076.40
72	$9,954.00	$8,958.60
71	$8,712.00	$7,840.80
70	$7,470.00	$6,723.00
69	$6,705.00	$6,034.50
68	$6,030.00	$5,427.00
67	$5,445.00	$4,900.50
66	$4,950.00	$4,455.00
65	$4,500.00	$4,050.00
64	$4,185.00	$3,766.50
63	$3,870.00	$3,483.00
62	$3,555.00	$3,199.50
61	$3,240.00	$2,916.00
60	$2,925.00	$2,632.50
59	$2,745.00	$2,470.50
58	$2,565.00	$2,308.50
57	$2,385.00	$2,146.50
56	$2,205.00	$1,984.50
55	$2,025.00	$1,822.50
54	$1,935.00	$1,741.50
53	$1,845.00	$1,660.50
52	$1,755.00	$1,579.50
51	$1,665.00	$1,498.50
50	$1,575.00	$1,417.50
49	$1,485.00	$1,336.50
48	$1,395.00	$1,255.50
47	$1,305.00	$1,174.50
46	$1,215.00	$1,093.50
45	$1,125.00	$1,012.50

Amounts shown ignore IRC Section 415 limits, which may reduce payable amounts
Assumes participant and spouse are same age

PBGC maximum monthly guarantees for 2008¹
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ²*
75	$13,110.00	$11,799.00
74	$11,919.75	$10,727.78
73	$10,729.50	$9,656.55
72	$9,539.25	$8,585.33
71	$8,349.00	$7,514.10
70	$7,158.75	$6,442.88
69	$6,425.63	$5,783.07
68	$5,778.75	$5,200.88
67	$5,218.13	$4,696.32
66	$4,743.75	$4,269.38
65	$4,312.50	$3,881.25
64	$4,010.63	$3,609.57
63	$3,708.75	$3,337.88
62	$3,406.88	$3,066.19
61	$3,105.00	$2,794.50
60	$2,803.13	$2,522.82
59	$2,630.63	$2,367.57
58	$2,458.13	$2,212.32
57	$2,285.63	$2,057.07
56	$2,113.13	$1,901.82
55	$1,940.63	$1,746.57
54	$1,854.38	$1,668.94
53	$1,768.13	$1,591.32
52	$1,681.88	$1,513.69
51	$1,595.63	$1,436.07
50	$1,509.38	$1,358.44
49	$1,423.13	$1,280.82
48	$1,336.88	$1,203.19
47	$1,250.63	$1,125.57
46	$1,164.38	$1,047.94
45	$1,078.13	$970.32

Amounts shown ignore IRC Section 415 limits, which may reduce payable amounts
Assumes participant and spouse are same age

PBGC maximum monthly guarantees for Plans Terminating in 2007
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
75	$12,540.00	$11,286.00
74	$11,401.50	$10,261.35
73	$10,263.00	$9,236.70
72	$9,124.50	$8,212.05
71	$7,986.00	$7,187.40
70	$6,847.50	$6,162.75
69	$6,146.25	$5,531.63
68	$5,527.50	$4,974.75
67	$4,991.25	$4,492.13
66	$4,537.50	$4,083.75
65	$4,125.00	$3,712.50
64	$3,836.25	$3,452.63
63	$3,547.50	$3,192.75
62	$3,258.75	$2,932.88
61	$2,970.00	$2,673.00
60	$2,681.25	$2,413.13
59	$2,516.25	$2,264.63
58	$2,351.25	$2,116.13
57	$2,186.25	$1,967.63
56	$2,021.25	$1,819.13
55	$1,856.25	$1,670.63
54	$1,773.75	$1,596.38
53	$1,691.25	$1,522.13
52	$1,608.75	$1,447.88
51	$1,526.25	$1,373.63
50	$1,443.75	$1,299.38
49	$1,361.25	$1,225.13
48	$1,278.75	$1,150.88
47	$1,196.25	$1,076.63
46	$1,113.75	$1,002.38
45	$1,031.25	$928.13

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for Plans Terminating in 2006
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
65	$3,971.59	$3,574.43
64	$3,693.58	$3,324.22
63	$3,415.57	$3,074.01
62	$3,137.56	$2,823.80
61	$2,859.54	$2,573.59
60	$2,581.53	$2,323.38
59	$2,422.67	$2,180.40
58	$2,263.81	$2,037.43
57	$2,104.94	$1,894.45
56	$1,946.08	$1,751.47
55	$1,787.22	$1,608.50
54	$1,707.78	$1,537.00
53	$1,628.35	$1,465.52
52	$1,548.92	$1,394.03
51	$1,469.49	$1,322.54
50	$1,390.06	$1,251.05
49	$1,310.62	$1,179.56
48	$1,231.19	$1,108.07
47	$1,151.76	$1,036.58
46	$1,072.33	$965.10
45	$992.90	$893.61

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for Plans Terminating in 2005
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
65	$3,801.14	$3,421.03
64	$3,535.06	$3,181.56
63	$3,268.98	$2,942.09
62	$3,002.90	$2,702.61
61	$2,736.82	$2,463.14
60	$2,470.74	$2,223.67
59	$2,318.70	$2,086.83
58	$2,166.65	$1,949.99
57	$2,014.60	$1,813.15
56	$1,862.56	$1,676.30
55	$1,710.51	$1,539.46
54	$1,634.49	$1,471.04
53	$1,558.47	$1,402.62
52	$1,482.44	$1,334.20
51	$1,406.42	$1,265.78
50	$1,330.40	$1,197.36
49	$1,254.38	$1,128.94
48	$1,178.35	$1,060.52
47	$1,102.33	$992.10
46	$1,026.31	$923.68
45	$950.29	$855.26

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for Plans Terminating in 2004
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
65	$3,698.86	$3,328.97
64	$3,439.94	$3,095.94
63	$3,181.02	$2,862.91
62	$2,922.10	$2,629.89
61	$2,663.18	$2,396.86
60	$2,404.26	$2,163.83
59	$2,256.30	$2,030.67
58	$2,108.35	$1,897.51
57	$1,960.40	$1,764.35
56	$1,812.44	$1,631.20
55	$1,664.49	$1,498.04
54	$1,590.51	$1,431.46
53	$1,516.53	$1,364.88
52	$1,442.56	$1,298.30
51	$1,368.58	$1,231.72
50	$1,294.60	$1,165.14
49	$1,220.62	$1,098.56
48	$1,146.65	$1,031.98
47	$1,072.67	$965.40
46	$998.69	$898.82
45	$924.72	$832.24

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for Plans Terminating in 2003
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
65	$3,664.77	$3,298.29
64	$3,408.24	$3,067.41
63	$3,151.70	$2,836.53
62	$2,895.17	$2,605.65
61	$2,638.63	$2,374.77
60	$2,382.10	$2,143.89
59	$2,235.51	$2,011.96
58	$2,088.92	$1,880.03
57	$1,942.33	$1,748.09
56	$1,795.74	$1,616.16
55	$1,649.15	$1,484.23
54	$1,575.85	$1,418.26
53	$1,502.56	$1,352.30
52	$1,429.26	$1,286.33
51	$1,355.96	$1,220.37
50	$1,282.67	$1,154.40
49	$1,209.37	$1,088.44
48	$1,136.08	$1,022.47
47	$1,062.78	$956.50
46	$989.49	$890.54
45	$916.19	$824.57

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for Plans Terminating in 2002
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
65	$3,579.55	$3,221.60
64	$3,328.98	$2,996.09
63	$3,078.41	$2,770.58
62	$2,827.84	$2,545.06
61	$2,577.28	$2,319.55
60	$2,326.71	$2,094.04
59	$2,183.53	$1,965.18
58	$2,040.34	$1,836.31
57	$1,897.16	$1,707.45
56	$1,753.98	$1,578.58
55	$1,610.80	$1,449.72
54	$1,539.21	$1,385.29
53	$1,467.62	$1,320.86
52	$1,396.02	$1,256.42
51	$1,324.43	$1,191.99
50	$1,252.84	$1,127.56
49	$1,181.25	$1,063.13
48	$1,109.66	$998.70
47	$1,038.07	$934.26
46	$966.48	$869.83
45	$894.89	$805.40

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for Plans Terminating in 2001
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
65	$3,392.05	$3,052.85
64	$3,154.61	$2,839.15
63	$2,917.16	$2,625.45
62	$2,679.72	$2,411.75
61	$2,442.28	$2,198.05
60	$2,204.83	$1,984.35
59	$2,069.15	$1,862.24
58	$1,933.47	$1,740.12
57	$1,797.79	$1,618.01
56	$1,662.10	$1,495.90
55	$1,526.42	$1,373.78
54	$1,458.58	$1,312.73
53	$1,390.74	$1,251.67
52	$1,322.90	$1,190.61
51	$1,255.06	$1,129.55
50	$1,187.22	$1,068.50
49	$1,119.38	$1,007.44
48	$1,051.54	$946.38
47	$983.69	$885.33
46	$915.85	$824.27
45	$848.01	$763.21

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for Plans Terminating in 2000
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
65	$3,221.59	$2,899.43
64	$2,996.08	$2,696.47
63	$2,770.57	$2,493.51
62	$2,545.06	$2,290.55
61	$2,319.54	$2,087.59
60	$2,094.03	$1,884.63
59	$1,965.17	$1,768.65
58	$1,836.31	$1,652.68
57	$1,707.44	$1,536.70
56	$1,578.58	$1,420.72
55	$1,449.72	$1,304.74
54	$1,385.28	$1,246.75
53	$1,320.85	$1,188.77
52	$1,256.42	$1,130.78
51	$1,191.99	$1,072.79
50	$1,127.56	$1,014.80
49	$1,063.12	$956.81
48	$998.69	$898.82
47	$934.26	$840.83
46	$869.83	$782.85
45	$805.40	$724.86

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for Plans Terminating in 1999
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
65	$3,051.14	$2,746.03
64	$2,837.56	$2,553.81
63	$2,623.98	$2,361.59
62	$2,410.40	$2,169.36
61	$2,196.82	$1,977.14
60	$1,983.24	$1,784.92
59	$1,861.20	$1,675.08
58	$1,739.15	$1,565.24
57	$1,617.10	$1,455.40
56	$1,495.06	$1,345.55
55	$1,373.01	$1,235.71
54	$1,311.99	$1,180.79
53	$1,250.97	$1,125.87
52	$1,189.94	$1,070.95
51	$1,128.92	$1,016.03
50	$1,067.90	$961.11
49	$1,006.88	$906.19
48	$945.85	$851.27
47	$884.83	$796.35
46	$823.81	$741.43
45	$762.79	$686.51

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for Plans Terminating in 1998
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
65	$2,880.68	$2,592.61
64	$2,679.03	$2,411.13
63	$2,477.38	$2,229.64
62	$2,275.74	$2,048.16
61	$2,074.09	$1,866.68
60	$1,872.44	$1,685.20
59	$1,757.21	$1,581.49
58	$1,641.99	$1,477.79
57	$1,526.76	$1,374.08
56	$1,411.53	$1,270.38
55	$1,296.31	$1,166.67
54	$1,238.69	$1,114.82
53	$1,181.08	$1,062.97
52	$1,123.47	$1,011.12
51	$1,065.85	$959.27
50	$1,008.24	$907.41
49	$950.62	$855.56
48	$893.01	$803.71
47	$835.40	$751.86
46	$777.78	$700.00
45	$720.17	$648.15

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for Plans Terminating in 1997
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
65	$2,761.36	$2,485.22
64	$2,568.06	$2,311.25
63	$2,374.77	$2,137.29
62	$2,181.47	$1,963.32
61	$1,988.18	$1,789.36
60	$1,794.88	$1,615.39
59	$1,684.43	$1,515.98
58	$1,573.98	$1,416.58
57	$1,463.52	$1,317.17
56	$1,353.07	$1,217.76
55	$1,242.61	$1,118.35
54	$1,187.38	$1,068.64
53	$1,132.16	$1,018.94
52	$1,076.93	$969.24
51	$1,021.70	$919.53
50	$966.48	$869.83
49	$911.25	$820.12
48	$856.02	$770.42
47	$800.79	$720.71
46	$745.57	$671.01
45	$690.34	$621.31

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for Plans Terminating in 1996
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
65	$2,642.05	$2,377.85
64	$2,457.11	$2,211.40
63	$2,272.16	$2,044.95
62	$2,087.22	$1,878.50
61	$1,902.28	$1,712.05
60	$1,717.33	$1,545.60
59	$1,611.65	$1,450.49
58	$1,505.97	$1,355.37
57	$1,400.29	$1,260.26
56	$1,294.60	$1,165.15
55	$1,188.92	$1,070.03
54	$1,136.08	$1,022.48
53	$1,083.24	$974.92
52	$1,030.40	$927.36
51	$977.56	$879.80
50	$924.72	$832.25
49	$871.88	$784.69
48	$819.04	$737.13
47	$766.19	$689.58
46	$713.35	$642.02
45	$660.51	$594.46

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for Plans Terminating in 1995
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
65	$2,573.86	$2,316.47
64	$2,393.69	$2,154.32
63	$2,213.52	$1,992.16
62	$2,033.35	$1,830.01
61	$1,853.18	$1,667.86
60	$1,673.01	$1,505.71
59	$1,570.05	$1,413.05
58	$1,467.10	$1,320.39
57	$1,364.15	$1,227.73
56	$1,261.19	$1,135.07
55	$1,158.24	$1,042.41
54	$1,106.76	$996.08
53	$1,055.28	$949.75
52	$1,003.81	$903.42
51	$952.33	$857.09
50	$900.85	$810.76
49	$849.37	$764.44
48	$797.90	$718.11
47	$746.42	$671.78
46	$694.94	$625.45
45	$643.47	$579.12

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for Plans Terminating in 1994
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
65	$2,556.82	$2,301.14
64	$2,377.84	$2,140.06
63	$2,198.87	$1,978.98
62	$2,019.89	$1,817.90
61	$1,840.91	$1,656.82
60	$1,661.93	$1,495.74
59	$1,559.66	$1,403.70
58	$1,457.39	$1,311.65
57	$1,355.11	$1,219.60
56	$1,252.84	$1,127.56
55	$1,150.57	$1,035.51
54	$1,099.43	$989.49
53	$1,048.30	$943.47
52	$997.16	$897.44
51	$946.02	$851.42
50	$894.89	$805.40
49	$843.75	$759.38
48	$792.61	$713.35
47	$741.48	$667.33
46	$690.34	$621.31
45	$639.21	$575.29

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for Plans Terminating in 1993
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
65	$2,437.50	$2,193.75
64	$2,266.88	$2,040.19
63	$2,096.25	$1,886.63
62	$1,925.63	$1,733.06
61	$1,755.00	$1,579.50
60	$1,584.38	$1,425.94
59	$1,486.88	$1,338.19
58	$1,389.38	$1,250.44
57	$1,291.88	$1,162.69
56	$1,194.38	$1,074.94
55	$1,096.88	$987.19
54	$1,048.13	$943.31
53	$999.38	$899.44
52	$950.63	$855.56
51	$901.88	$811.69
50	$853.13	$767.81
49	$804.38	$723.94
48	$755.63	$680.06
47	$706.88	$636.19
46	$658.13	$592.31
45	$609.38	$548.44

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for Plans Terminating in 1992
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
65	$2,352.27	$2,117.04
64	$2,187.61	$1,968.85
63	$2,022.95	$1,820.65
62	$1,858.29	$1,672.46
61	$1,693.63	$1,524.27
60	$1,528.98	$1,376.08
59	$1,434.88	$1,291.39
58	$1,340.79	$1,206.71
57	$1,246.70	$1,122.03
56	$1,152.61	$1,037.35
55	$1,058.52	$952.67
54	$1,011.48	$910.33
53	$964.43	$867.99
52	$917.39	$825.65
51	$870.34	$783.30
50	$823.29	$740.96
49	$776.25	$698.62
48	$729.20	$656.28
47	$682.16	$613.94
46	$635.11	$571.60
45	$588.07	$529.26

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for Plans Terminating in 1991
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
65	$2,250.00	$2,025.00
64	$2,092.50	$1,883.25
63	$1,935.00	$1,741.50
62	$1,777.50	$1,599.75
61	$1,620.00	$1,458.00
60	$1,462.50	$1,316.25
59	$1,372.50	$1,235.25
58	$1,282.50	$1,154.25
57	$1,192.50	$1,073.25
56	$1,102.50	$992.25
55	$1,012.50	$911.25
54	$967.50	$870.75
53	$922.50	$830.25
52	$877.50	$789.75
51	$832.50	$749.25
50	$787.50	$708.75
49	$742.50	$668.25
48	$697.50	$627.75
47	$652.50	$587.25
46	$607.50	$546.75
45	$562.50	$506.25

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for Plans Terminating in 1990
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
65	$2,164.77	$1,948.29
64	$2,013.24	$1,811.91
63	$1,861.70	$1,675.53
62	$1,710.17	$1,539.15
61	$1,558.63	$1,402.77
60	$1,407.10	$1,266.39
59	$1,320.51	$1,188.46
58	$1,233.92	$1,110.53
57	$1,147.33	$1,032.59
56	$1,060.74	$954.66
55	$974.15	$876.73
54	$930.85	$837.76
53	$887.56	$798.80
52	$844.26	$759.83
51	$800.96	$720.87
50	$757.67	$681.90
49	$714.37	$642.94
48	$671.08	$603.97
47	$627.78	$565.00
46	$584.49	$526.04
45	$541.19	$487.07

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for Plans Terminating in 1989
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
65	$2,028.41	$1,825.57
64	$1,886.42	$1,697.78
63	$1,744.43	$1,569.99
62	$1,602.44	$1,442.20
61	$1,460.46	$1,314.41
60	$1,318.47	$1,186.62
59	$1,237.33	$1,113.60
58	$1,156.19	$1,040.57
57	$1,075.06	$967.55
56	$993.92	$894.53
55	$912.78	$821.51
54	$872.22	$785.00
53	$831.65	$748.48
52	$791.08	$711.97
51	$750.51	$675.46
50	$709.94	$638.95
49	$669.38	$602.44
48	$628.81	$565.93
47	$588.24	$529.42
46	$547.67	$492.90
45	$507.10	$456.39

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for Plans Terminating in 1988
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
65	$1,909.09	$1,718.18
64	$1,775.45	$1,597.91
63	$1,641.82	$1,477.63
62	$1,508.18	$1,357.36
61	$1,374.54	$1,237.09
60	$1,240.91	$1,116.82
59	$1,164.54	$1,048.09
58	$1,088.18	$979.36
57	$1,011.82	$910.64
56	$935.45	$841.91
55	$859.09	$773.18
54	$820.91	$738.82
53	$782.73	$704.45
52	$744.55	$670.09
51	$706.36	$635.73
50	$668.18	$601.36
49	$630.00	$567.00
48	$591.82	$532.64
47	$553.64	$498.27
46	$515.45	$463.91
45	$477.27	$429.55

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for Plans Terminating in 1987
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
65	$1,857.95	$1,672.16
64	$1,727.89	$1,555.11
63	$1,597.84	$1,438.06
62	$1,467.78	$1,321.01
61	$1,337.72	$1,203.96
60	$1,207.67	$1,086.90
59	$1,133.35	$1,020.02
58	$1,059.03	$953.13
57	$984.71	$886.24
56	$910.40	$819.36
55	$836.08	$752.47
54	$798.92	$719.03
53	$761.76	$685.59
52	$724.60	$652.14
51	$687.44	$618.70
50	$650.28	$585.26
49	$613.12	$551.81
48	$575.96	$518.37
47	$538.81	$484.93
46	$501.65	$451.48
45	$464.49	$418.04

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for Plans Terminating in 1986
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
65	$1,789.77	$1,610.79
64	$1,664.49	$1,498.03
63	$1,539.20	$1,385.28
62	$1,413.92	$1,272.52
61	$1,288.63	$1,159.77
60	$1,163.35	$1,047.01
59	$1,091.76	$982.58
58	$1,020.17	$918.15
57	$948.58	$853.72
56	$876.99	$789.29
55	$805.40	$724.86
54	$769.60	$692.64
53	$733.81	$660.42
52	$698.01	$628.21
51	$662.21	$595.99
50	$626.42	$563.78
49	$590.62	$531.56
48	$554.83	$499.34
47	$519.03	$467.13
46	$483.24	$434.91
45	$447.44	$402.70

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for Plans Terminating in 1985
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
65	$1,687.50	$1,518.75
64	$1,569.38	$1,412.44
63	$1,451.25	$1,306.13
62	$1,333.13	$1,199.81
61	$1,215.00	$1,093.50
60	$1,096.88	$987.19
59	$1,029.38	$926.44
58	$961.88	$865.69
57	$894.38	$804.94
56	$826.88	$744.19
55	$759.38	$683.44
54	$725.63	$653.06
53	$691.88	$622.69
52	$658.13	$592.31
51	$624.38	$561.94
50	$590.63	$531.56
49	$556.88	$501.19
48	$523.13	$470.81
47	$489.38	$440.44
46	$455.63	$410.06
45	$421.88	$379.69

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for Plans Terminating in 1984
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
65	$1,602.27	$1,442.04
64	$1,490.11	$1,341.10
63	$1,377.95	$1,240.15
62	$1,265.79	$1,139.21
61	$1,153.63	$1,038.27
60	$1,041.48	$937.33
59	$977.38	$879.64
58	$913.29	$821.96
57	$849.20	$764.28
56	$785.11	$706.60
55	$721.02	$648.92
54	$688.98	$620.08
53	$656.93	$591.24
52	$624.89	$562.40
51	$592.84	$533.55
50	$560.79	$504.71
49	$528.75	$475.87
48	$496.70	$447.03
47	$464.66	$418.19
46	$432.61	$389.35
45	$400.57	$360.51

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for Plans Terminating in 1983
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
65	$1,517.05	$1,365.35
64	$1,410.86	$1,269.78
63	$1,304.66	$1,174.20
62	$1,198.47	$1,078.63
61	$1,092.28	$983.05
60	$986.08	$887.48
59	$925.40	$832.86
58	$864.72	$778.25
57	$804.04	$723.64
56	$743.35	$669.02
55	$682.67	$614.41
54	$652.33	$587.10
53	$621.99	$559.79
52	$591.65	$532.49
51	$561.31	$505.18
50	$530.97	$477.87
49	$500.63	$450.57
48	$470.29	$423.26
47	$439.94	$395.95
46	$409.60	$368.64
45	$379.26	$341.34

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for Plans Terminating in 1982
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
65	$1,380.68	$1,242.61
64	$1,284.03	$1,155.63
63	$1,187.38	$1,068.64
62	$1090.74	$981.66
61	$994.09	$894.68
60	$897.44	$807.70
59	$842.21	$757.99
58	$786.99	$708.29
57	$731.76	$658.58
56	$676.53	$608.88
55	$621.31	$559.17
54	$593.69	$534.32
53	$566.08	$509.47
52	$538.47	$484.62
51	$510.85	$459.77
50	$483.24	$434.91
49	$455.62	$410.06
48	$428.01	$385.21
47	$400.40	$360.36
46	$372.78	$335.50
45	$345.17	$310.65

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for Plans Terminating in 1981
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
65	$1,261.36	$1,135.22
64	$1,173.06	$1,055.75
63	$1,084.77	$976.29
62	$996.47	$896.82
61	$908.18	$817.36
60	$819.88	$737.89
59	$769.43	$692.48
58	$718.98	$647.08
57	$668.52	$601.67
56	$618.07	$556.26
55	$567.61	$510.85
54	$542.38	$488.14
53	$517.16	$465.44
52	$491.93	$442.74
51	$466.70	$420.03
50	$441.48	$397.33
49	$416.25	$374.62
48	$391.02	$351.92
47	$365.79	$329.21
46	$340.57	$306.51
45	$315.34	$283.81

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for Plans Terminating in 1980
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
65	$1,159.09	$1,043.18
64	$1,077.95	$970.16
63	$996.82	$897.13
62	$915.68	$824.11
61	$834.54	$751.09
60	$753.41	$678.07
59	$707.04	$636.34
58	$660.68	$594.61
57	$614.32	$552.89
56	$567.95	$511.16
55	$521.59	$469.43
54	$498.41	$448.57
53	$475.23	$427.70
52	$452.05	$406.84
51	$428.86	$385.98
50	$405.68	$365.11
49	$382.50	$344.25
48	$359.32	$323.39
47	$336.14	$302.52
46	$312.95	$281.66
45	$289.77	$260.80

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for Plans Terminating in 1979
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
65	$1,073.86	$966.47
64	$998.69	$898.82
63	$923.52	$831.16
62	$848.35	$763.51
61	$773.18	$695.86
60	$698.01	$628.21
59	$655.05	$589.55
58	$612.10	$550.89
57	$569.15	$512.23
56	$526.19	$473.57
55	$483.24	$434.91
54	$461.76	$415.58
53	$440.28	$396.25
52	$418.81	$376.92
51	$397.33	$357.59
50	$375.85	$338.26
49	$354.37	$318.94
48	$332.90	$299.61
47	$311.42	$280.28
46	$289.94	$260.95
45	$268.47	$241.62

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for Plans Terminating in 1978
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
65	$1005.68	$905.11
64	$935.28	$841.75
63	$864.88	$778.39
62	$794.49	$715.04
61	$724.09	$651.68
60	$653.69	$588.32
59	$613.46	$552.12
58	$573.24	$515.91
57	$533.01	$479.71
56	$492.78	$443.50
55	$452.56	$407.30
54	$432.44	$389.20
53	$412.33	$371.10
52	$392.22	$352.99
51	$372.10	$334.89
50	$351.99	$316.79
49	$331.87	$298.69
48	$311.76	$280.58
47	$291.65	$262.48
46	$271.53	$244.38
45	$251.42	$226.28

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for Plans Terminating in 1977
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
65	$937.50	$843.75
64	$871.88	$784.69
63	$806.25	$725.63
62	$740.63	$666.56
61	$675.00	$607.50
60	$609.38	$548.44
59	$571.88	$514.69
58	$534.38	$480.94
57	$496.88	$447.19
56	$459.38	$413.44
55	$421.88	$379.69
54	$403.13	$362.81
53	$384.38	$345.94
52	$365.63	$329.06
51	$346.88	$312.19
50	$328.13	$295.31
49	$309.38	$278.44
48	$290.63	$261.56
47	$271.88	$244.69
46	$253.13	$227.81
45	$234.38	$210.94

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for Plans Terminating in 1976
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
65	$869.32	$782.39
64	$808.47	$727.62
63	$747.62	$672.86
62	$686.76	$618.09
61	$625.91	$563.32
60	$565.06	$508.55
59	$530.29	$477.26
58	$495.51	$445.96
57	$460.74	$414.67
56	$425.97	$383.37
55	$391.19	$352.08
54	$373.81	$336.43
53	$356.42	$320.78
52	$339.03	$305.13
51	$321.65	$289.48
50	$304.26	$273.84
49	$286.88	$258.19
48	$269.49	$242.54
47	$252.10	$226.89
46	$234.72	$211.25
45	$217.33	$195.60

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for Plans Terminating in 1975
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
65	$801.14	$721.03
64	$745.06	$670.56
63	$688.98	$620.09
62	$632.90	$569.61
61	$576.82	$519.14
60	$520.74	$468.67
59	$488.70	$439.83
58	$456.65	$410.99
57	$424.60	$382.15
56	$392.56	$353.30
55	$360.51	$324.46
54	$344.49	$310.04
53	$328.47	$295.62
52	$312.44	$281.20
51	$296.42	$266.78
50	$280.40	$252.36
49	$264.38	$237.94
48	$248.35	$223.52
47	$232.33	$209.10
46	$216.31	$194.68
45	$200.29	$180.26

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

PBGC maximum monthly guarantees for Plans Terminating in 1974
Age	Straight-Life Annuity	Joint and 50% Survivor Annuity ¹
65	$750.00	$675.00
64	$697.50	$627.75
63	$645.00	$580.50
62	$592.50	$533.25
61	$540.00	$486.00
60	$487.50	$438.75
59	$457.50	$411.75
58	$427.50	$384.75
57	$397.50	$357.75
56	$367.50	$330.75
55	$337.50	$303.75
54	$322.50	$290.25
53	$307.50	$276.75
52	$292.50	$263.25
51	$277.50	$249.75
50	$262.50	$236.25
49	$247.50	$222.75
48	$232.50	$209.25
47	$217.50	$195.75
46	$202.50	$182.25
45	$187.50	$168.75

Joint and 50% survivor annuity amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

Last Updated: October 18, 2024