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Maximum Monthly Guarantee Tables

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Maximum Monthly Guarantee Tables

This section applies only to single-employer plans. The guarantee limit for multiemployer plans is very different. A description of how the multiemployer plan guarantee works is included on our Multiemployer FAQ page.

The PBGC maximum guarantee for participants in single-employer plans is determined using a formula prescribed by federal law that calls for periodic increases tied to a Social Security index. The formula provides lower amounts for younger ages reflecting the fact that younger people will receive more monthly pension checks over their expected lifetime. Conversely, amounts are higher for older ages. The formula also calls for reducing the amount for retirees who choose a payment form that continues benefits to a beneficiary after the retiree’s death.

The maximum guarantee tables for 2018 and earlier years are provided below.

Which year’s maximum guarantee table applies to my plan?

Each maximum guarantee table applies to a given calendar year. The table that applies to your plan depends on when your plan fails and whether your employer was in bankruptcy at that time. 

In general, the relevant table is the table for the year in which your plan fails (i.e. the calendar year that includes the plan's termination date).  However, if your plan fails while your employer is in bankruptcy, it’s the table for the year in which your employer entered bankruptcy.

What age do I use to find the maximum guarantee amount that applies to my benefit?

The maximum guaranteed amount is generally based on your age when you first start receiving benefits from PBGC.  However, if your plan fails while your employer is in bankruptcy, special rules apply as shown below:

If you first start receiving benefits: Use your age on:
Before your employer enters bankruptcy The date the employer entered bankruptcy
After your employer enters bankruptcy and before the plan terminates The date you started receiving benefits from the plan
After the plan terminates The date you started receiving benefits from PBGC
 

Your maximum guaranteed amount also will reflect the age of your designated beneficiary if your benefit provides payments to a survivor.  

The reduction for the participant’s age does not apply for certain disabled participants (see Guarantees for Disabled Participants).

Maximum Guarantee Tables for Current and Prior years

20182017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 | 1991 | 1990 | 1989 | 1988 | 1987 | 1986 | 1985 | 1984 | 1983 | 1982 | 1981 | 1980 | 1979 | 1978 | 1977 | 1976 | 1975 | 1974 |

PBGC Maximum Monthly Guarantees for 2018
Age  2018 Straight-Life Annuity 2018 Joint and 50% Survivor Annuity*
75 $16,478.17 $14,830.35
74 $14,982.12 $13,483.91
73 $13,486.08 $12,137.47
72 $11,990.04 $10,791.04
71 $10,493.99 $9,444.59
70 $8,997.95 $8,098.16
69 $8,076.47 $7,268.82
68 $7,263.40 $6,537.06
67 $6,558.74 $5,902.87
66 $5,962.50 $5,366.25
65 $5,420.45 $4,878.41
64 $5,041.02 $4,536.92
63 $4,661.59 $4,195.43
62 $4,282.16 $3,853.94
61 $3,902.72 $3,512.45
60 $3,523.29 $3,170.96
59 $3,306.47 $2,975.82
58 $3,089.66 $2,780.69
57 $2,872.84 $2,585.56
56 $2,656.02 $2,390.42
55 $2,439.20 $2,195.28
54 $2,330.79 $2,097.71
53 $2,222.38 $2,000.14
52 $2,113.98 $1,902.58
51 $2,005.57 $1,805.01
50 $1,897.16 $1,707.44
49 $1,788.75 $1,609.88
48 $1,680.34 $1,512.31
47 $1,571.93 $1,414.74
46 $1,463.52 $1,317.17
45 $1,355.11 $1,219.60
* Above J&50% amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

 

PBGC Maximum Monthly Guarantees for 2017
Age  2017 Straight-Life Annuity 2017 Joint and 50% Survivor Annuity*
75 $16,322.73 $14,690.46
74 $14,840.80 $13,356.72
73 $13,358.87 $12,022.98
72 $11,876.94 $10,689.25
71 $10,395.00 $9,355.50
70 $8,913.07 $8,021.76
69 $8,000.29 $7,200.26
68 $7,194.89 $6,475.40
67 $6,496.88 $5,847.19
66 $5,906.25 $5,315.63
65 $5,369.32 $4,832.39
64 $4,993.47 $4,494.12
63 $4,617.62 $4,155.86
62 $4,241.76 $3,817.58
61 $3,865.91 $3,479.32
60 $3,490.06 $3,141.05
59 $3,275.29 $2,947.76
58 $3,060.51 $2,754.46
57 $2,845.74 $2,561.17
56 $2,630.97 $2,367.87
55 $2,416.19 $2,174.57
54 $2,308.81 $2,077.93
53 $2,201.42 $1,981.28
52 $2,094.03 $1,884.63
51 $1,986.65 $1,787.99
50 $1,879.26 $1,691.33
49 $1,771.88 $1,594.69
48 $1,664.49 $1,498.04
47 $1,557.10 $1,401.39
46 $1,449.72 $1,304.75
45 $1,342.33 $1,208.10
* Above J&50% amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

 

PBGC Maximum Monthly Guarantees for 2016
Age  2016 Straight-Life Annuity 2016 Joint and 50% Survivor Annuity*
75 $15,234.53 $13,711.08
74 $13,851.40 $12,466.26
73 $12,468.26 $11,221.43
72 $11,085.13 $9,976.62
71 $9,701.99 $8,731.79
70 $8,318.86 $7,486.97
69 $7,466.93 $6,720.24
68 $6,715.22 $6,043.70
67 $6,063.75 $5,457.38
66 $5,512.50 $4,961.25
65 $5,011.36 $4,510.22
64 $4,660.56 $4,194.50
63 $4,309.77 $3,878.79
62 $3,958.97 $3,563.07
61 $3,608.18 $3,247.36
60 $3,257.38 $2,931.64
59 $3,056.93 $2,751.24
58 $2,856.48 $2,570.83
57 $2,656.02 $2,390.42
56 $2,455.57 $2,210.01
55 $2,255.11 $2,029.60
54 $2,154.88 $1,939.39
53 $2,054.66 $1,849.19
52 $1,954.43 $1,758.99
51 $1,854.20 $1,668.78
50 $1,753.98 $1,578.58
49 $1,653.75 $1,488.38
48 $1,553.52 $1,398.17
47 $1,453.29 $1,307.96
46 $1,353.07 $1,217.76
45 $1,252.84 $1,127.56
*  Above J&50% amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

 

PBGC Maximum Monthly Guarantees for 2015
Age  2015 Straight-Life Annuity 2015 Joint and 50% Survivor Annuity*
75 $15,234.53 $13,711.08
74 $13,851.40 $12,466.26
73 $12,468.26 $11,221.43
72 $11,085.13 $9,976.62
71 $9,701.99 $8,731.79
70 $8,318.86 $7,486.97
69 $7,466.93 $6,720.24
68 $6,715.22 $6,043.70
67 $6,063.75 $5,457.38
66 $5,512.50 $4,961.25
65 $5,011.36 $4,510.22
64 $4,660.56 $4,194.50
63 $4,309.77 $3,878.79
62 $3,958.97 $3,563.07
61 $3,608.18 $3,247.36
60 $3,257.38 $2,931.64
59 $3,056.93 $2,751.24
58 $2,856.48 $2,570.83
57 $2,656.02 $2,390.42
56 $2,455.57 $2,210.01
55 $2,255.11 $2,029.60
54 $2,154.88 $1,939.39
53 $2,054.66 $1,849.19
52 $1,954.43 $1,758.99
51 $1,854.20 $1,668.78
50 $1,753.98 $1,578.58
49 $1,653.75 $1,488.38
48 $1,553.52 $1,398.17
47 $1,453.29 $1,307.96
46 $1,353.07 $1,217.76
45 $1,252.84 $1,127.56
*  Above J&50% amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

 

PBGC Maximum Monthly Guarantees for 2014
Age  2014 Straight-Life Annuity 2014 Joint and 50% Survivor Annuity*
75 $15,027.27 $13,524.54
74 $13,662.95 $12,296.66
73 $12,298.63 $11,068.77
72 $10,934.31 $9,840.88
71 $9,570.00 $8,613.00
70 $8,205.68 $7,385.11
69 $7,365.34 $6,628.81
68 $6,623.86 $5,961.47
67 $5,981.25 $5,383.13
66 $5,437.50 $4,893.75
65 $4,943.18 $4,448.86
64 $4,597.16 $4,137.44
63 $4,251.13 $3,826.02
62 $3,905.11 $3,514.60
61 $3,559.09 $3,203.18
60 $3,213.07 $2,891.76
59 $3,015.34 $2,713.81
58 $2,817.61 $2,535.85
57 $2,619.89 $2,357.90
56 $2,422.16 $2,179.94
55 $2,224.43 $2,001.99
54 $2,125.57 $1,913.01
53 $2,026.70 $1,824.03
52 $1,927.84 $1,735.06
51 $1,828.98 $1,646.08
50 $1,730.11 $1,557.10
49 $1,631.25 $1,468.13
48 $1,532.39 $1,379.15
47 $1,433.52 $1,290.17
46 $1,334.66 $1,201.19
45 $1,235.80 $1,112.22
*  Above J&50% amounts apply only if both spouses are the same age. Different amounts apply if that is not the case.

 

PBGC Maximum Monthly Guarantees for 2013*
Age  2013 Straight-Life Annuity 2013 Joint and 50% Survivor Annuity**
75 $14,560.90 $13,104.81
74 $13,238.92 $11,915.03
73 $11,916.95 $10,725.26
72 $10,594.97 $9,535.47
71 $9,272.99 $8,345.69
70 $7,951.02 $7,155.92
69 $7,136.76 $6,423.08
68 $6,418.29 $5,776.46
67 $5,795.62 $5,216.06
66 $5,268.75 $4,741.88
65 $4,789.77 $4,310.79
64 $4,454.49 $4,009.04
63 $4,119.20 $3,707.28
62 $3,783.92 $3,405.53
61 $3,448.63 $3,103.77
60 $3,113.35 $2,802.02
59 $2,921.76 $2,629.58
58 $2,730.17 $2,457.15
57 $2,538.58 $2,284.72
56 $2,346.99 $2,112.29
55 $2,155.40 $1,939.86
54 $2,059.60 $1,853.64
53 $1,963.81 $1,767.43
52 $1,868.01 $1,681.21
51 $1,772.21 $1,594.99
50 $1,676.42 $1,508.78
49 $1,580.62 $1,422.56
48 $1,484.83 $1,336.35
47 $1,389.03 $1,250.13
46 $1,293.24 $1,163.92
45 $1,197.44 $1,077.70
* Amounts shown ignore IRC Section 415 limits, which may reduce payable amounts
** Assumes participant and spouse are same age

 

PBGC Maximum Monthly Guarantees for 2012*
Age 2012 Straight-Life Annuity 2012 Joint and 50% Survivor Annuity**
75 $14,146.37 $12,731.73
74 $12,862.03 $11,575.83
73 $11,577.68 $10,419.91
72 $10,293.34 $9,264.01
71 $9,009.00 $8,108.10
70 $7,724.66 $6,952.19
69 $6,933.58 $6,240.22
68 $6,235.57 $5,612.01
67 $5,630.63 $5,067.57
66 $5,118.75 $4,606.88
65 $4,653.41 $4,188.07
64 $4,327.67 $3,894.90
63 $4,001.93 $3,601.74
62 $3,676.19 $3,308.57
61 $3,350.46 $3,015.41
60 $3,024.72 $2,722.25
59 $2,838.58 $2,554.72
58 $2,652.44 $2,387.20
57 $2,466.31 $2,219.68
56 $2,280.17 $2,052.15
55 $2,094.03 $1,884.63
54 $2,000.97 $1,800.87
53 $1,907.90 $1,717.11
52 $1,814.83 $1,633.35
51 $1,721.76 $1,549.58
50 $1,628.69 $1,465.82
49 $1,535.63 $1,382.07
48 $1,442.56 $1,298.30
47 $1,349.49 $1,214.54
46 $1,256.42 $1,130.78
45 $1,163.35 $1,047.02
* Amounts shown ignore IRC Section 415 limits, which may reduce payable amounts
** Assumes participant and spouse are same age

 

PBGC Maximum Monthly Guarantees for 2011*
Age 2011 Straight-Life Annuity 2011 Joint and 50% Survivor Annuity**
75 $13,680.00 $12,312.00
74 $12,438.00 $11,194.20
73 $11,196.00 $10,076.40
72 $9,954.00 $8,958.60
71 $8,712.00 $7,840.80
70 $7,470.00 $6,723.00
69 $6,705.00 $6,034.50
68 $6,030.00 $5,427.00
67 $5,445.00 $4,900.50
66 $4,950.00 $4,455.00
65 $4,500.00 $4,050.00
64 $4,185.00 $3,766.50
63 $3,870.00 $3,483.00
62 $3,555.00 $3,199.50
61 $3,240.00 $2,916.00
60 $2,925.00 $2,632.50
59 $2,745.00 $2,470.50
58 $2,565.00 $2,308.50
57 $2,385.00 $2,146.50
56 $2,205.00 $1,984.50
55 $2,025.00 $1,822.50
54 $1,935.00 $1,741.50
53 $1,845.00 $1,660.50
52 $1,755.00 $1,579.50
51 $1,665.00 $1,498.50
50 $1,575.00 $1,417.50
49 $1,485.00 $1,336.50
48 $1,395.00 $1,255.50
47 $1,305.00 $1,174.50
46 $1,215.00 $1,093.50
45 $1,125.00 $1,012.50
* Amounts shown ignore IRC Section 415 limits, which may reduce payable amounts
** Assumes participant and spouse are same age

 

PBGC Maximum Monthly Guarantees for 2010*
Age 2010 Straight-Life Annuity 2010 Joint and 50% Survivor Annuity**
75 $13,680.00 $12,312.00
74 $12,438.00 $11,194.20
73 $11,196.00 $10,076.40
72 $9,954.00 $8,958.60
71 $8,712.00 $7,840.80
70 $7,470.00 $6,723.00
69 $6,705.00 $6,034.50
68 $6,030.00 $5,427.00
67 $5,445.00 $4,900.50
66 $4,950.00 $4,455.00
65 $4,500.00 $4,050.00
64 $4,185.00 $3,766.50
63 $3,870.00 $3,483.00
62 $3,555.00 $3,199.50
61 $3,240.00 $2,916.00
60 $2,925.00 $2,632.50
59 $2,745.00 $2,470.50
58 $2,565.00 $2,308.50
57 $2,385.00 $2,146.50
56 $2,205.00 $1,984.50
55 $2,025.00 $1,822.50
54 $1,935.00 $1,741.50
53 $1,845.00 $1,660.50
52 $1,755.00 $1,579.50
51 $1,665.00 $1,498.50
50 $1,575.00 $1,417.50
49 $1,485.00 $1,336.50
48 $1,395.00 $1,255.50
47 $1,305.00 $1,174.50
46 $1,215.00 $1,093.50
45 $1,125.00 $1,012.50
* Amounts shown ignore IRC Section 415 limits, which may reduce payable amounts
** Assumes participant and spouse are same age

 

PBGC Maximum Monthly Guarantees for 2009*
Age 2009 Straight-Life Annuity 2009 Joint and 50% Survivor Annuity**
75 $13,680.00 $12,312.00
74 $12,438.00 $11,194.20
73 $11,196.00 $10,076.40
72 $9,954.00 $8,958.60
71 $8,712.00 $7,840.80
70 $7,470.00 $6,723.00
69 $6,705.00 $6,034.50
68 $6,030.00 $5,427.00
67 $5,445.00 $4,900.50
66 $4,950.00 $4,455.00
65 $4,500.00 $4,050.00
64 $4,185.00 $3,766.50
63 $3,870.00 $3,483.00
62 $3,555.00 $3,199.50
61 $3,240.00 $2,916.00
60 $2,925.00 $2,632.50
59 $2,745.00 $2,470.50
58 $2,565.00 $2,308.50
57 $2,385.00 $2,146.50
56 $2,205.00 $1,984.50
55 $2,025.00 $1,822.50
54 $1,935.00 $1,741.50
53 $1,845.00 $1,660.50
52 $1,755.00 $1,579.50
51 $1,665.00 $1,498.50
50 $1,575.00 $1,417.50
49 $1,485.00 $1,336.50
48 $1,395.00 $1,255.50
47 $1,305.00 $1,174.50
46 $1,215.00 $1,093.50
45 $1,125.00 $1,012.50
* Amounts shown ignore IRC Section 415 limits, which may reduce payable amounts
** Assumes participant and spouse are same age

 

PBGC Maximum Monthly Guarantees for 2008*
Age 2008 Straight-Life Annuity 2008 Joint and 50% Survivor Annuity**
75 $13,110.00 $11,799.00
74 $11,919.75 $10,727.78
73 $10,729.50 $9,656.55
72 $9,539.25 $8,585.33
71 $8,349.00 $7,514.10
70 $7,158.75 $6,442.88
69 $6,425.63 $5,783.07
68 $5,778.75 $5,200.88
67 $5,218.13 $4,696.32
66 $4,743.75 $4,269.38
65 $4,312.50 $3,881.25
64 $4,010.63 $3,609.57
63 $3,708.75 $3,337.88
62 $3,406.88 $3,066.19
61 $3,105.00 $2,794.50
60 $2,803.13 $2,522.82
59 $2,630.63 $2,367.57
58 $2,458.13 $2,212.32
57 $2,285.63 $2,057.07
56 $2,113.13 $1,901.82
55 $1,940.63 $1,746.57
54 $1,854.38 $1,668.94
53 $1,768.13 $1,591.32
52 $1,681.88 $1,513.69
51 $1,595.63 $1,436.07
50 $1,509.38 $1,358.44
49 $1,423.13 $1,280.82
48 $1,336.88 $1,203.19
47 $1,250.63 $1,125.57
46 $1,164.38 $1,047.94
45 $1,078.13 $970.32
* Amounts shown ignore IRC Section 415 limits, which may reduce payable amounts
** Assumes participant and spouse are same age

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 2007
Age 2007 Straight-Life Annuity 2007 Joint and 50% Survivor Annuity
75 $12,540.00 $11,286.00
74 $11,401.50 $10,261.35
73 $10,263.00 $9,236.70
72 $9,124.50 $8,212.05
71 $7,986.00 $7,187.40
70 $6,847.50 $6,162.75
69 $6,146.25 $5,531.63
68 $5,527.50 $4,974.75
67 $4,991.25 $4,492.13
66 $4,537.50 $4,083.75
65 $4,125.00 $3,712.50
64 $3,836.25 $3,452.63
63 $3,547.50 $3,192.75
62 $3,258.75 $2,932.88
61 $2,970.00 $2,673.00
60 $2,681.25 $2,413.13
59 $2,516.25 $2,264.63
58 $2,351.25 $2,116.13
57 $2,186.25 $1,967.63
56 $2,021.25 $1,819.13
55 $1,856.25 $1,670.63
54 $1,773.75 $1,596.38
53 $1,691.25 $1,522.13
52 $1,608.75 $1,447.88
51 $1,526.25 $1,373.63
50 $1,443.75 $1,299.38
49 $1,361.25 $1,225.13
48 $1,278.75 $1,150.88
47 $1,196.25 $1,076.63
46 $1,113.75 $1,002.38
45 $1,031.25 $928.13

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 2006
Age 2006 Straight-Life Annuity 2006 Joint and 50% Survivor Annuity
65 $3,971.59 $3,574.43
64 $3,693.58 $3,324.22
63 $3,415.57 $3,074.01
62 $3,137.56 $2,823.80
61 $2,859.54 $2,573.59
60 $2,581.53 $2,323.38
59 $2,422.67 $2,180.40
58 $2,263.81 $2,037.43
57 $2,104.94 $1,894.45
56 $1,946.08 $1,751.47
55 $1,787.22 $1,608.50
54 $1,707.78 $1,537.00
53 $1,628.35 $1,465.52
52 $1,548.92 $1,394.03
51 $1,469.49 $1,322.54
50 $1,390.06 $1,251.05
49 $1,310.62 $1,179.56
48 $1,231.19 $1,108.07
47 $1,151.76 $1,036.58
46 $1,072.33 $965.10
45 $992.90 $893.61

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 2005
Age 2005 Straight-Life Annuity 2005 Joint and 50% Survivor Annuity
65 $3,801.14 $3,421.03
64 $3,535.06 $3,181.56
63 $3,268.98 $2,942.09
62 $3,002.90 $2,702.61
61 $2,736.82 $2,463.14
60 $2,470.74 $2,223.67
59 $2,318.70 $2,086.83
58 $2,166.65 $1,949.99
57 $2,014.60 $1,813.15
56 $1,862.56 $1,676.30
55 $1,710.51 $1,539.46
54 $1,634.49 $1,471.04
53 $1,558.47 $1,402.62
52 $1,482.44 $1,334.20
51 $1,406.42 $1,265.78
50 $1,330.40 $1,197.36
49 $1,254.38 $1,128.94
48 $1,178.35 $1,060.52
47 $1,102.33 $992.10
46 $1,026.31 $923.68
45 $950.29 $855.26

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 2004
Age 2004 Straight-Life Annuity 2004 Joint and 50% Survivor Annuity
65 $3,698.86 $3,328.97
64 $3,439.94 $3,095.94
63 $3,181.02 $2,862.91
62 $2,922.10 $2,629.89
61 $2,663.18 $2,396.86
60 $2,404.26 $2,163.83
59 $2,256.30 $2,030.67
58 $2,108.35 $1,897.51
57 $1,960.40 $1,764.35
56 $1,812.44 $1,631.20
55 $1,664.49 $1,498.04
54 $1,590.51 $1,431.46
53 $1,516.53 $1,364.88
52 $1,442.56 $1,298.30
51 $1,368.58 $1,231.72
50 $1,294.60 $1,165.14
49 $1,220.62 $1,098.56
48 $1,146.65 $1,031.98
47 $1,072.67 $965.40
46 $998.69 $898.82
45 $924.72 $832.24

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 2003
Age 2003 Straight-Life Annuity 2003 Joint and 50% Survivor Annuity
65 $3,664.77 $3,298.29
64 $3,408.24 $3,067.41
63 $3,151.70 $2,836.53
62 $2,895.17 $2,605.65
61 $2,638.63 $2,374.77
60 $2,382.10 $2,143.89
59 $2,235.51 $2,011.96
58 $2,088.92 $1,880.03
57 $1,942.33 $1,748.09
56 $1,795.74 $1,616.16
55 $1,649.15 $1,484.23
54 $1,575.85 $1,418.26
53 $1,502.56 $1,352.30
52 $1,429.26 $1,286.33
51 $1,355.96 $1,220.37
50 $1,282.67 $1,154.40
49 $1,209.37 $1,088.44
48 $1,136.08 $1,022.47
47 $1,062.78 $956.50
46 $989.49 $890.54
45 $916.19 $824.57

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 2002
Age 2002 Straight-Life Annuity 2002 Joint and 50% Survivor Annuity
65 $3,579.55 $3,221.60
64 $3,328.98 $2,996.09
63 $3,078.41 $2,770.58
62 $2,827.84 $2,545.06
61 $2,577.28 $2,319.55
60 $2,326.71 $2,094.04
59 $2,183.53 $1,965.18
58 $2,040.34 $1,836.31
57 $1,897.16 $1,707.45
56 $1,753.98 $1,578.58
55 $1,610.80 $1,449.72
54 $1,539.21 $1,385.29
53 $1,467.62 $1,320.86
52 $1,396.02 $1,256.42
51 $1,324.43 $1,191.99
50 $1,252.84 $1,127.56
49 $1,181.25 $1,063.13
48 $1,109.66 $998.70
47 $1,038.07 $934.26
46 $966.48 $869.83
45 $894.89 $805.40

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 2001
Age 2001 Straight-Life Annuity 2001 Joint and 50% Survivor Annuity
65 $3,392.05 $3,052.85
64 $3,154.61 $2,839.15
63 $2,917.16 $2,625.45
62 $2,679.72 $2,411.75
61 $2,442.28 $2,198.05
60 $2,204.83 $1,984.35
59 $2,069.15 $1,862.24
58 $1,933.47 $1,740.12
57 $1,797.79 $1,618.01
56 $1,662.10 $1,495.90
55 $1,526.42 $1,373.78
54 $1,458.58 $1,312.73
53 $1,390.74 $1,251.67
52 $1,322.90 $1,190.61
51 $1,255.06 $1,129.55
50 $1,187.22 $1,068.50
49 $1,119.38 $1,007.44
48 $1,051.54 $946.38
47 $983.69 $885.33
46 $915.85 $824.27
45 $848.01 $763.21

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 2000
Age 2000 Straight-Life Annuity 2000 Joint and 50% Survivor Annuity
65 $3,221.59 $2,899.43
64 $2,996.08 $2,696.47
63 $2,770.57 $2,493.51
62 $2,545.06 $2,290.55
61 $2,319.54 $2,087.59
60 $2,094.03 $1,884.63
59 $1,965.17 $1,768.65
58 $1,836.31 $1,652.68
57 $1,707.44 $1,536.70
56 $1,578.58 $1,420.72
55 $1,449.72 $1,304.74
54 $1,385.28 $1,246.75
53 $1,320.85 $1,188.77
52 $1,256.42 $1,130.78
51 $1,191.99 $1,072.79
50 $1,127.56 $1,014.80
49 $1,063.12 $956.81
48 $998.69 $898.82
47 $934.26 $840.83
46 $869.83 $782.85
45 $805.40 $724.86

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1999
Age 1999 Straight-Life Annuity 1999 Joint and 50% Survivor Annuity
65 $3,051.14 $2,746.03
64 $2,837.56 $2,553.81
63 $2,623.98 $2,361.59
62 $2,410.40 $2,169.36
61 $2,196.82 $1,977.14
60 $1,983.24 $1,784.92
59 $1,861.20 $1,675.08
58 $1,739.15 $1,565.24
57 $1,617.10 $1,455.40
56 $1,495.06 $1,345.55
55 $1,373.01 $1,235.71
54 $1,311.99 $1,180.79
53 $1,250.97 $1,125.87
52 $1,189.94 $1,070.95
51 $1,128.92 $1,016.03
50 $1,067.90 $961.11
49 $1,006.88 $906.19
48 $945.85 $851.27
47 $884.83 $796.35
46 $823.81 $741.43
45 $762.79 $686.51

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1998
Age 1998 Straight-Life Annuity 1998 Joint and 50% Survivor Annuity
65 $2,880.68 $2,592.61
64 $2,679.03 $2,411.13
63 $2,477.38 $2,229.64
62 $2,275.74 $2,048.16
61 $2,074.09 $1,866.68
60 $1,872.44 $1,685.20
59 $1,757.21 $1,581.49
58 $1,641.99 $1,477.79
57 $1,526.76 $1,374.08
56 $1,411.53 $1,270.38
55 $1,296.31 $1,166.67
54 $1,238.69 $1,114.82
53 $1,181.08 $1,062.97
52 $1,123.47 $1,011.12
51 $1,065.85 $959.27
50 $1,008.24 $907.41
49 $950.62 $855.56
48 $893.01 $803.71
47 $835.40 $751.86
46 $777.78 $700.00
45 $720.17 $648.15

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1997
Age 1997 Straight-Life Annuity 1997 Joint and 50% Survivor Annuity
65 $2,761.36 $2,485.22
64 $2,568.06 $2,311.25
63 $2,374.77 $2,137.29
62 $2,181.47 $1,963.32
61 $1,988.18 $1,789.36
60 $1,794.88 $1,615.39
59 $1,684.43 $1,515.98
58 $1,573.98 $1,416.58
57 $1,463.52 $1,317.17
56 $1,353.07 $1,217.76
55 $1,242.61 $1,118.35
54 $1,187.38 $1,068.64
53 $1,132.16 $1,018.94
52 $1,076.93 $969.24
51 $1,021.70 $919.53
50 $966.48 $869.83
49 $911.25 $820.12
48 $856.02 $770.42
47 $800.79 $720.71
46 $745.57 $671.01
45 $690.34 $621.31

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1996
Age 1996 Straight-Life Annuity 1996 Joint and 50% Survivor Annuity
65 $2,642.05 $2,377.85
64 $2,457.11 $2,211.40
63 $2,272.16 $2,044.95
62 $2,087.22 $1,878.50
61 $1,902.28 $1,712.05
60 $1,717.33 $1,545.60
59 $1,611.65 $1,450.49
58 $1,505.97 $1,355.37
57 $1,400.29 $1,260.26
56 $1,294.60 $1,165.15
55 $1,188.92 $1,070.03
54 $1,136.08 $1,022.48
53 $1,083.24 $974.92
52 $1,030.40 $927.36
51 $977.56 $879.80
50 $924.72 $832.25
49 $871.88 $784.69
48 $819.04 $737.13
47 $766.19 $689.58
46 $713.35 $642.02
45 $660.51 $594.46

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1995
Age 1995 Straight-Life Annuity 1995 Joint and 50% Survivor Annuity
65 $2,573.86 $2,316.47
64 $2,393.69 $2,154.32
63 $2,213.52 $1,992.16
62 $2,033.35 $1,830.01
61 $1,853.18 $1,667.86
60 $1,673.01 $1,505.71
59 $1,570.05 $1,413.05
58 $1,467.10 $1,320.39
57 $1,364.15 $1,227.73
56 $1,261.19 $1,135.07
55 $1,158.24 $1,042.41
54 $1,106.76 $996.08
53 $1,055.28 $949.75
52 $1,003.81 $903.42
51 $952.33 $857.09
50 $900.85 $810.76
49 $849.37 $764.44
48 $797.90 $718.11
47 $746.42 $671.78
46 $694.94 $625.45
45 $643.47 $579.12

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1994
Age 1994 Straight-Life Annuity 1994 Joint and 50% Survivor Annuity
65 $2,556.82 $2,301.14
64 $2,377.84 $2,140.06
63 $2,198.87 $1,978.98
62 $2,019.89 $1,817.90
61 $1,840.91 $1,656.82
60 $1,661.93 $1,495.74
59 $1,559.66 $1,403.70
58 $1,457.39 $1,311.65
57 $1,355.11 $1,219.60
56 $1,252.84 $1,127.56
55 $1,150.57 $1,035.51
54 $1,099.43 $989.49
53 $1,048.30 $943.47
52 $997.16 $897.44
51 $946.02 $851.42
50 $894.89 $805.40
49 $843.75 $759.38
48 $792.61 $713.35
47 $741.48 $667.33
46 $690.34 $621.31
45 $639.21 $575.29

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1993
Age 1993 Straight-Life Annuity 1993 Joint and 50% Survivor Annuity
65 $2,437.50 $2,193.75
64 $2,266.88 $2,040.19
63 $2,096.25 $1,886.63
62 $1,925.63 $1,733.06
61 $1,755.00 $1,579.50
60 $1,584.38 $1,425.94
59 $1,486.88 $1,338.19
58 $1,389.38 $1,250.44
57 $1,291.88 $1,162.69
56 $1,194.38 $1,074.94
55 $1,096.88 $987.19
54 $1,048.13 $943.31
53 $999.38 $899.44
52 $950.63 $855.56
51 $901.88 $811.69
50 $853.13 $767.81
49 $804.38 $723.94
48 $755.63 $680.06
47 $706.88 $636.19
46 $658.13 $592.31
45 $609.38 $548.44

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1992
Age 1992 Straight-Life Annuity 1992 Joint and 50% Survivor Annuity
65 $2,352.27 $2,117.04
64 $2,187.61 $1,968.85
63 $2,022.95 $1,820.65
62 $1,858.29 $1,672.46
61 $1,693.63 $1,524.27
60 $1,528.98 $1,376.08
59 $1,434.88 $1,291.39
58 $1,340.79 $1,206.71
57 $1,246.70 $1,122.03
56 $1,152.61 $1,037.35
55 $1,058.52 $952.67
54 $1,011.48 $910.33
53 $964.43 $867.99
52 $917.39 $825.65
51 $870.34 $783.30
50 $823.29 $740.96
49 $776.25 $698.62
48 $729.20 $656.28
47 $682.16 $613.94
46 $635.11 $571.60
45 $588.07 $529.26

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1991
Age 1991 Straight-Life Annuity 1991 Joint and 50% Survivor Annuity
65 $2,250.00 $2,025.00
64 $2,092.50 $1,883.25
63 $1,935.00 $1,741.50
62 $1,777.50 $1,599.75
61 $1,620.00 $1,458.00
60 $1,462.50 $1,316.25
59 $1,372.50 $1,235.25
58 $1,282.50 $1,154.25
57 $1,192.50 $1,073.25
56 $1,102.50 $992.25
55 $1,012.50 $911.25
54 $967.50 $870.75
53 $922.50 $830.25
52 $877.50 $789.75
51 $832.50 $749.25
50 $787.50 $708.75
49 $742.50 $668.25
48 $697.50 $627.75
47 $652.50 $587.25
46 $607.50 $546.75
45 $562.50 $506.25

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1990
Age 1990 Straight-Life Annuity 1990 Joint and 50% Survivor Annuity
65 $2,164.77 $1,948.29
64 $2,013.24 $1,811.91
63 $1,861.70 $1,675.53
62 $1,710.17 $1,539.15
61 $1,558.63 $1,402.77
60 $1,407.10 $1,266.39
59 $1,320.51 $1,188.46
58 $1,233.92 $1,110.53
57 $1,147.33 $1,032.59
56 $1,060.74 $954.66
55 $974.15 $876.73
54 $930.85 $837.76
53 $887.56 $798.80
52 $844.26 $759.83
51 $800.96 $720.87
50 $757.67 $681.90
49 $714.37 $642.94
48 $671.08 $603.97
47 $627.78 $565.00
46 $584.49 $526.04
45 $541.19 $487.07

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1989
Age 1989 Straight-Life Annuity 1989 Joint and 50% Survivor Annuity
65 $2,028.41 $1,825.57
64 $1,886.42 $1,697.78
63 $1,744.43 $1,569.99
62 $1,602.44 $1,442.20
61 $1,460.46 $1,314.41
60 $1,318.47 $1,186.62
59 $1,237.33 $1,113.60
58 $1,156.19 $1,040.57
57 $1,075.06 $967.55
56 $993.92 $894.53
55 $912.78 $821.51
54 $872.22 $785.00
53 $831.65 $748.48
52 $791.08 $711.97
51 $750.51 $675.46
50 $709.94 $638.95
49 $669.38 $602.44
48 $628.81 $565.93
47 $588.24 $529.42
46 $547.67 $492.90
45 $507.10 $456.39

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1988
Age 1988 Straight-Life Annuity 1988 Joint and 50% Survivor Annuity
65 $1,909.09 $1,718.18
64 $1,775.45 $1,597.91
63 $1,641.82 $1,477.63
62 $1,508.18 $1,357.36
61 $1,374.54 $1,237.09
60 $1,240.91 $1,116.82
59 $1,164.54 $1,048.09
58 $1,088.18 $979.36
57 $1,011.82 $910.64
56 $935.45 $841.91
55 $859.09 $773.18
54 $820.91 $738.82
53 $782.73 $704.45
52 $744.55 $670.09
51 $706.36 $635.73
50 $668.18 $601.36
49 $630.00 $567.00
48 $591.82 $532.64
47 $553.64 $498.27
46 $515.45 $463.91
45 $477.27 $429.55

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1987
Age 1987 Straight-Life Annuity 1987 Joint and 50% Survivor Annuity
65 $1,857.95 $1,672.16
64 $1,727.89 $1,555.11
63 $1,597.84 $1,438.06
62 $1,467.78 $1,321.01
61 $1,337.72 $1,203.96
60 $1,207.67 $1,086.90
59 $1,133.35 $1,020.02
58 $1,059.03 $953.13
57 $984.71 $886.24
56 $910.40 $819.36
55 $836.08 $752.47
54 $798.92 $719.03
53 $761.76 $685.59
52 $724.60 $652.14
51 $687.44 $618.70
50 $650.28 $585.26
49 $613.12 $551.81
48 $575.96 $518.37
47 $538.81 $484.93
46 $501.65 $451.48
45 $464.49 $418.04

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1986
Age 1986 Straight-Life Annuity 1986 Joint and 50% Survivor Annuity
65 $1,789.77 $1,610.79
64 $1,664.49 $1,498.03
63 $1,539.20 $1,385.28
62 $1,413.92 $1,272.52
61 $1,288.63 $1,159.77
60 $1,163.35 $1,047.01
59 $1,091.76 $982.58
58 $1,020.17 $918.15
57 $948.58 $853.72
56 $876.99 $789.29
55 $805.40 $724.86
54 $769.60 $692.64
53 $733.81 $660.42
52 $698.01 $628.21
51 $662.21 $595.99
50 $626.42 $563.78
49 $590.62 $531.56
48 $554.83 $499.34
47 $519.03 $467.13
46 $483.24 $434.91
45 $447.44 $402.70

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1985
Age 1985 Straight-Life Annuity 1985 Joint and 50% Survivor Annuity
65 $1,687.50 $1,518.75
64 $1,569.38 $1,412.44
63 $1,451.25 $1,306.13
62 $1,333.13 $1,199.81
61 $1,215.00 $1,093.50
60 $1,096.88 $987.19
59 $1,029.38 $926.44
58 $961.88 $865.69
57 $894.38 $804.94
56 $826.88 $744.19
55 $759.38 $683.44
54 $725.63 $653.06
53 $691.88 $622.69
52 $658.13 $592.31
51 $624.38 $561.94
50 $590.63 $531.56
49 $556.88 $501.19
48 $523.13 $470.81
47 $489.38 $440.44
46 $455.63 $410.06
45 $421.88 $379.69

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1984
Age 1984 Straight-Life Annuity 1984 Joint and 50% Survivor Annuity
65 $1,602.27 $1,442.04
64 $1,490.11 $1,341.10
63 $1,377.95 $1,240.15
62 $1,265.79 $1,139.21
61 $1,153.63 $1,038.27
60 $1,041.48 $937.33
59 $977.38 $879.64
58 $913.29 $821.96
57 $849.20 $764.28
56 $785.11 $706.60
55 $721.02 $648.92
54 $688.98 $620.08
53 $656.93 $591.24
52 $624.89 $562.40
51 $592.84 $533.55
50 $560.79 $504.71
49 $528.75 $475.87
48 $496.70 $447.03
47 $464.66 $418.19
46 $432.61 $389.35
45 $400.57 $360.51

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1983
Age 1983 Straight-Life Annuity 1983 Joint and 50% Survivor Annuity
65 $1,517.05 $1,365.35
64 $1,410.86 $1,269.78
63 $1,304.66 $1,174.20
62 $1,198.47 $1,078.63
61 $1,092.28 $983.05
60 $986.08 $887.48
59 $925.40 $832.86
58 $864.72 $778.25
57 $804.04 $723.64
56 $743.35 $669.02
55 $682.67 $614.41
54 $652.33 $587.10
53 $621.99 $559.79
52 $591.65 $532.49
51 $561.31 $505.18
50 $530.97 $477.87
49 $500.63 $450.57
48 $470.29 $423.26
47 $439.94 $395.95
46 $409.60 $368.64
45 $379.26 $341.34

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1982
Age 1982 Straight-Life Annuity 1982 Joint and 50% Survivor Annuity
65 $1,380.68 $1,242.61
64 $1,284.03 $1,155.63
63 $1,187.38 $1,068.64
62 $1090.74 $981.66
61 $994.09 $894.68
60 $897.44 $807.70
59 $842.21 $757.99
58 $786.99 $708.29
57 $731.76 $658.58
56 $676.53 $608.88
55 $621.31 $559.17
54 $593.69 $534.32
53 $566.08 $509.47
52 $538.47 $484.62
51 $510.85 $459.77
50 $483.24 $434.91
49 $455.62 $410.06
48 $428.01 $385.21
47 $400.40 $360.36
46 $372.78 $335.50
45 $345.17 $310.65

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1981
Age 1981 Straight-Life Annuity 1981 Joint and 50% Survivor Annuity
65 $1,261.36 $1,135.22
64 $1,173.06 $1,055.75
63 $1,084.77 $976.29
62 $996.47 $896.82
61 $908.18 $817.36
60 $819.88 $737.89
59 $769.43 $692.48
58 $718.98 $647.08
57 $668.52 $601.67
56 $618.07 $556.26
55 $567.61 $510.85
54 $542.38 $488.14
53 $517.16 $465.44
52 $491.93 $442.74
51 $466.70 $420.03
50 $441.48 $397.33
49 $416.25 $374.62
48 $391.02 $351.92
47 $365.79 $329.21
46 $340.57 $306.51
45 $315.34 $283.81

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1980
Age 1980 Straight-Life Annuity 1980 Joint and 50% Survivor Annuity
65 $1,159.09 $1,043.18
64 $1,077.95 $970.16
63 $996.82 $897.13
62 $915.68 $824.11
61 $834.54 $751.09
60 $753.41 $678.07
59 $707.04 $636.34
58 $660.68 $594.61
57 $614.32 $552.89
56 $567.95 $511.16
55 $521.59 $469.43
54 $498.41 $448.57
53 $475.23 $427.70
52 $452.05 $406.84
51 $428.86 $385.98
50 $405.68 $365.11
49 $382.50 $344.25
48 $359.32 $323.39
47 $336.14 $302.52
46 $312.95 $281.66
45 $289.77 $260.80

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1979
Age 1979 Straight-Life Annuity 1979 Joint and 50% Survivor Annuity
65 $1,073.86 $966.47
64 $998.69 $898.82
63 $923.52 $831.16
62 $848.35 $763.51
61 $773.18 $695.86
60 $698.01 $628.21
59 $655.05 $589.55
58 $612.10 $550.89
57 $569.15 $512.23
56 $526.19 $473.57
55 $483.24 $434.91
54 $461.76 $415.58
53 $440.28 $396.25
52 $418.81 $376.92
51 $397.33 $357.59
50 $375.85 $338.26
49 $354.37 $318.94
48 $332.90 $299.61
47 $311.42 $280.28
46 $289.94 $260.95
45 $268.47 $241.62

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1978
Age 1978 Straight-Life Annuity 1978 Joint and 50% Survivor Annuity
65 $1005.68 $905.11
64 $935.28 $841.75
63 $864.88 $778.39
62 $794.49 $715.04
61 $724.09 $651.68
60 $653.69 $588.32
59 $613.46 $552.12
58 $573.24 $515.91
57 $533.01 $479.71
56 $492.78 $443.50
55 $452.56 $407.30
54 $432.44 $389.20
53 $412.33 $371.10
52 $392.22 $352.99
51 $372.10 $334.89
50 $351.99 $316.79
49 $331.87 $298.69
48 $311.76 $280.58
47 $291.65 $262.48
46 $271.53 $244.38
45 $251.42 $226.28

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1977
Age 1977 Straight-Life Annuity 1977 Joint and 50% Survivor Annuity
65 $937.50 $843.75
64 $871.88 $784.69
63 $806.25 $725.63
62 $740.63 $666.56
61 $675.00 $607.50
60 $609.38 $548.44
59 $571.88 $514.69
58 $534.38 $480.94
57 $496.88 $447.19
56 $459.38 $413.44
55 $421.88 $379.69
54 $403.13 $362.81
53 $384.38 $345.94
52 $365.63 $329.06
51 $346.88 $312.19
50 $328.13 $295.31
49 $309.38 $278.44
48 $290.63 $261.56
47 $271.88 $244.69
46 $253.13 $227.81
45 $234.38 $210.94

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1976
Age 1976 Straight-Life Annuity 1976 Joint and 50% Survivor Annuity
65 $869.32 $782.39
64 $808.47 $727.62
63 $747.62 $672.86
62 $686.76 $618.09
61 $625.91 $563.32
60 $565.06 $508.55
59 $530.29 $477.26
58 $495.51 $445.96
57 $460.74 $414.67
56 $425.97 $383.37
55 $391.19 $352.08
54 $373.81 $336.43
53 $356.42 $320.78
52 $339.03 $305.13
51 $321.65 $289.48
50 $304.26 $273.84
49 $286.88 $258.19
48 $269.49 $242.54
47 $252.10 $226.89
46 $234.72 $211.25
45 $217.33 $195.60

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1975
Age 1975 Straight-Life Annuity 1975 Joint and 50% Survivor Annuity
65 $801.14 $721.03
64 $745.06 $670.56
63 $688.98 $620.09
62 $632.90 $569.61
61 $576.82 $519.14
60 $520.74 $468.67
59 $488.70 $439.83
58 $456.65 $410.99
57 $424.60 $382.15
56 $392.56 $353.30
55 $360.51 $324.46
54 $344.49 $310.04
53 $328.47 $295.62
52 $312.44 $281.20
51 $296.42 $266.78
50 $280.40 $252.36
49 $264.38 $237.94
48 $248.35 $223.52
47 $232.33 $209.10
46 $216.31 $194.68
45 $200.29 $180.26

 

PBGC Maximum Monthly Guarantees for Plans Terminating in 1974
Age 1974 Straight-Life Annuity 1974 Joint and 50% Survivor Annuity
65 $750.00 $675.00
64 $697.50 $627.75
63 $645.00 $580.50
62 $592.50 $533.25
61 $540.00 $486.00
60 $487.50 $438.75
59 $457.50 $411.75
58 $427.50 $384.75
57 $397.50 $357.75
56 $367.50 $330.75
55 $337.50 $303.75
54 $322.50 $290.25
53 $307.50 $276.75
52 $292.50 $263.25
51 $277.50 $249.75
50 $262.50 $236.25
49 $247.50 $222.75
48 $232.50 $209.25
47 $217.50 $195.75
46 $202.50 $182.25
45 $187.50 $168.75

 

Last updated October 30, 2017