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2023 ERISA Section 4050 (Missing Participants) Mortality Table

This mortality table is used as part of the "missing participant annuity assumptions" as discussed in 29 CFR 4050. This mortality table is also available in EXCEL.

The rate tables applicable for other years are accessible from the main ERISA Section 4044/4050 Mortality Tables page.

Section 4050 Mortality Rates for Year 2023 Valuation Dates
Age Blended Rate
15 0.000150
16 0.000172
17 0.000191
18 0.000202
19 0.000207
20 0.000211
21 0.000220
22 0.000233
23 0.000259
24 0.000289
25 0.000331
26 0.000395
27 0.000423
28 0.000439
29 0.000456
30 0.000482
31 0.000510
32 0.000527
33 0.000535
34 0.000539
35 0.000544
36 0.000553
37 0.000572
38 0.000585
39 0.000603
40 0.000633
41 0.000666
42 0.000702
43 0.000734
44 0.000765
45 0.000789
46 0.000819
47 0.000861
48 0.000922
49 0.000987
50 0.001077
51 0.001180
52 0.001324
53 0.001517
54 0.001730
55 0.002028
56 0.002400
57 0.002829
58 0.003291
59 0.003740
60 0.004249
61 0.004932
62 0.005605
63 0.006511
64 0.007384
65 0.008328
66 0.009527
67 0.010580
68 0.011362
69 0.012361
70 0.013147
71 0.014096
72 0.015511
73 0.016803
74 0.018486
75 0.020461
76 0.022630
77 0.026175
78 0.029828
79 0.033966
80 0.038639
81 0.043896
82 0.049781
83 0.054856
84 0.061562
85 0.068551
86 0.076564
87 0.087816
88 0.099288
89 0.111677
90 0.125920
91 0.138479
92 0.155055
93 0.172406
94 0.188016
95 0.208757
96 0.225778
97 0.247244
98 0.270417
99 0.288525
100 0.306960
101 0.338758
102 0.358830
103 0.380735
104 0.404426
105 0.427883
106 0.449085
107 0.466012
108 0.478582
109 0.488140
110 0.494813
111 0.498724
112 0.500000
113 0.500000
114 0.500000
115 0.500000
116 0.500000
117 0.500000
118 0.500000
119 0.500000
120 1.000000
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