There are three options for transferring funds to PBGC for the Missing Participants Program. The preferred option is for funds to be sent electronically via Pay.gov, a website through which you can make secure electronic payments directly to many federal agencies, including PBGC. Additional payment methods are also available.
A summary of the payment options and information about current mailing addresses follows. Please also note our latest change in the lockbox mailing address below.
- Electronic Payment via Pay.gov: To pay using this option, go to www.pay.gov, select Pension Benefit Guaranty Corporation from the “Find an Agency” List, and then select PBGC’s Missing Participants Program. You will be prompted to enter relevant information (e.g., plan identifying information, payment amount, the account from which payment will be made) to authorize payment.
Warning regarding Debit Blocks — Before using this option, you will need to find out whether your account has an "ACH Debit Block". If it does, you will need to provide PBGC’s Company ID  to your financial institution before you submit your payment so that they may authorize PBGC to debit your account. Without this authorization, your financial institution may reject the processing of your payment.
Electronic Funds Transfer (ACH or FedWire): You can direct your bank to send an electronic payment to:
Reference: Case #: xxxxxxxx,
EIN/PN #: XX-XXXXXXX/XXX
Be sure to include the employer identification number (EIN), 3-digit plan number (PN), and case number in the “description” section of the electronic funds transfer.
- Paper Check: You may mail a paper check to our Missing Participants Program lockbox. If you use this option, you must also submit a completed payment voucher.
The mailing address differs depending on whether you are sending the check by U.S. mail or a delivery service. Please be sure to send the check and the completed voucher to the applicable address as shown below:
|United States Postal Service||Prior to 10/14/2023
Deliveries (FedEx, UPS, etc.)
|On and After 10/14/2023
Deliveries (FedEx, UPS, etc.)
|Pension Benefit Guaranty Corporation
P.O. Box 955710
St. Louis, MO 63195-5710
|PBGC Missing Participants
U.S. Bank Wholesale Lockbox
1005 Convention Plaza
St. Louis, MO 63101
Attn: PBGC Missing Participants
3180 Rider Trail S.
Earth City, MO 63045
When you provide a check as payment, you authorize us either to use information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction.
A Privacy Act Statement required by 5 U.S.C. § 552a(e)(3) stating our authority for soliciting and collecting the information from your check, and explaining the purposes and routine uses which will be made of your check information, is available at (https://fiscal.treasury.gov/otcnet/legal-notices.html), or call toll free at (1-866-945-7920) to obtain a copy by mail. Furnishing the check information is voluntary, but a decision not to do so may require you to make payment by some other method.