| | 86-13 |
| | May 29, 1986 |
| | REFERENCE: |
| | 4043(b)(8) Reportable Events. Mergers, Consolidations & other Transfers of Plan Assets |
| | 4062 Liability of Employer in Single Employer Plans |
| | 4064 Liability of Employers in Multiple Employer & Multiemployer Plans |
| | OPINION: |
| | This is in response to your inquiry concerning the effect of certain provisions of the Employee Retirement Income |
| | Security Act ("ERISA") as applied to the transactions described below. |
| | As you have represented the facts, effective February 28, 1986, A Corporation * * * will spin-off its corporate divisions |
| | which are not involved in the * * * distribution business. A will transfer assets, liabilities, and personnel associated with |
| | those corporate divisions to wholly-owned subsidiaries, the shares of which will be transferred to a newly-formed parent |
| | corporation named B Corporation * * *. A is a publicly-owned corporation whose stock is widely held. In the spin-off, A |
| | stockholders will receive one share of B stock for each share of A which is owned. After the spin-off, B will not be related |
| | It is expected that the spun-off divisions will continue their business operations indefinitely and that the employees |
| | transferred in the spin-off will continue to be employed. A sponsors a defined benefit pension plan, the * * * Plan * * *, |
| | which covers salaried employees and a number of hourly employees. The Plan will have approximately 2,532 particpants |
| | immediately prior to the spin-off and approximately 1,038 immediately after the spin-off. The employees of the spun-off |
| | divisions and certain personnel at the corporate headquarters who participated in the A Plan will enter the B Plan, a plan |
| | newly established by B, which will assume the accrued liability to such employees under the A Plan. The B Plan will be a |
| | defined benefit plan with benefits identical to the A Plan's benefits. A's transferred employees will be given credit for past |
| | service for all purposes under the B Plan. As of the spin-off date, the A Plan will transfer assets to the B Plan, so that |
| | each plan will have assets approximately in proportion to its accrued liabilities. Both the A Plan and the B Plan will have |
| | assets in excess of the accrued benefits of their participants after the spin-off. You represent that neither A nor B has |
| | You requested our opinion on two matters in regard to the above transactions. First, in regard to the spin-off of the A |
| | Plan, you requested our opinion as to whether the only reportable event involved is a plan merger, consolidation, or |
| | transfer of assets, as described in ERISA Section 4043(b)(8). In the situation you have described, this would be the only |
| | reportable event in regard to the A Plan spin-off. |
| | Second, in regard to the B Plan, you requested our opinion as to whether A will incur any employer liability under Sections |
| | 4062(b), 4062(e), or 4064 should the B Plan terminate with insufficient assets to pay benefits guaranteed under Title IV of |
| | ERISA. |
| | You have stated in a telephone conversation with Angela Arnett of the PBGC's Legal Department that the circumstances |
| | of this spin-off and transfer transaction are identical in substance to those addressed in PBGC Opinion Letter 85-8, dated |
| | April 2, 1985. In that letter, we advised that, in our view, the principles applicable to sales transactions, stated in PBGC |
| | Opinion Letters 82-29 and 82-30, applied to the spin-off and transfer transactions described therein. In Opinion Letters 82- |
| | 29 and 82-30, PBGC addressed the question of the potential employer liability of a controlled group seller where |
| | substantially all of the assets of the seller (or of the stock of a subsidiary corporation of the seller) was sold to a buyer |
| | who assumed the liabilities to the seller's (or the subsidiary corporation's) employees under the seller's plan. In Opinion |
| | PBGC will not, as a general rule, seek from the seller employer liability under Section 4064 or 4062, with respect to a |
| | termination of a pension plan by a successor employer after the sale of substantially all of the seller's assets, if: |
| | (1) as of the closing date of the sale, a plan had sufficient assets to satisfy all benefits which are guaranteed by the |
| | PBGC under Title IV, or |
| | (2) [where] a plan's assets are not sufficient to provide guaranteed benefits on the closing date, 30% of the statutory net |
| | worth of the employer maintaining the plan immediately after the closing is greater than the sum of the plan asset |
| | insufficiencies of all the single-employer plans maintained by such employer. n1 |
| | n1 Opinion Letter 82-30 applied these principles to the sale of stock of a seller's subsidiary corporation. |
| | If, as you have stated, the circumstances of the current transaction are identical to those of the transaction addressed in |
| | Opinion 85-8, these principles would apply to the current transaction. |
| | Finally, the application of Section 4062(e) is conditioned upon an employer's cessation of operations at a facility and a |
| | resulting separation from employment of more than 20% of all plan participants. Section 4062(e) would not apply to A |
| | Corporation as a result of the spin-off. |
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We point out that in responding to requests for opinions such as Opinions 82-29, 82-30, and 85-8, it is not the practice of |
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PBGC to verify the sufficiency of the plan or the net worth of the new employer who has acquired assets and/or stock. |
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Therefore, PBGC expresses no opinion as to the asset sufficiency of the B Plan maintained by members of the B |
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controlled group or as to the net worth of the controlled group. Further, for your information, we note that the Single- |
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Employer Pension Plan Amendments Act of 1986 ("SEPPAA"), amends Title VI of ERISA by adding section 4069 which |
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provides that if a principal purpose of a transaction that takes place within 5 years before termination of a plan is to evade |
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liability, the parties to the transaction and members of their controlled groups shall, under certain circumstances, be |
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I hope this response is helpful. If you have any further questions, please contact Mrs. Arnett at the address given above |
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or (202) 956-5023. |
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Edward R. Mackiewicz |
| |
General Counsel |