Table II-A, Expected Retirement Ages for Individuals in the Low
Category
|
Unreduced retirement age |
Participant's earliest retirement age at
valuation date |
40 |
41 |
42 |
43 |
44 |
45 |
46 |
47 |
48 |
49 |
50 |
51 |
52 |
53 |
54 |
55 |
56 |
57 |
58 |
59 |
60 |
61 |
62 |
63 |
64 |
65 |
66 |
67 |
68 |
69 |
70 |
71 |
72 |
73 |
74 |
75 |
76 |
77 |
78 |
79 |
80 |
30 |
37 |
37 |
38 |
39 |
39 |
39 |
40 |
40 |
41 |
41 |
41 |
42 |
42 |
42 |
43 |
43 |
43 |
43 |
44 |
44 |
44 |
44 |
44 |
45 |
45 |
45 |
45 |
45 |
45 |
45 |
45 |
45 |
45 |
45 |
45 |
45 |
45 |
45 |
45 |
45 |
45 |
31 |
37 |
38 |
38 |
39 |
40 |
40 |
40 |
41 |
41 |
42 |
42 |
42 |
43 |
43 |
43 |
44 |
44 |
44 |
44 |
45 |
45 |
45 |
45 |
45 |
45 |
46 |
46 |
46 |
46 |
46 |
46 |
46 |
46 |
46 |
46 |
46 |
46 |
46 |
46 |
46 |
46 |
32 |
38 |
38 |
39 |
39 |
40 |
41 |
41 |
41 |
42 |
42 |
43 |
43 |
43 |
44 |
44 |
44 |
45 |
45 |
45 |
45 |
46 |
46 |
46 |
46 |
46 |
46 |
46 |
46 |
46 |
47 |
47 |
47 |
47 |
47 |
47 |
47 |
47 |
47 |
47 |
47 |
47 |
33 |
38 |
39 |
39 |
40 |
40 |
41 |
42 |
42 |
42 |
43 |
43 |
44 |
44 |
44 |
45 |
45 |
45 |
46 |
46 |
46 |
46 |
47 |
47 |
47 |
47 |
47 |
47 |
47 |
47 |
47 |
47 |
47 |
47 |
47 |
47 |
47 |
47 |
47 |
47 |
47 |
47 |
34 |
38 |
39 |
40 |
40 |
41 |
41 |
42 |
43 |
43 |
43 |
44 |
44 |
45 |
45 |
45 |
46 |
46 |
46 |
47 |
47 |
47 |
47 |
48 |
48 |
48 |
48 |
48 |
48 |
48 |
48 |
48 |
48 |
48 |
48 |
48 |
48 |
48 |
48 |
48 |
48 |
48 |
35 |
39 |
39 |
40 |
41 |
41 |
42 |
42 |
43 |
44 |
44 |
44 |
45 |
45 |
46 |
46 |
46 |
47 |
47 |
47 |
48 |
48 |
48 |
48 |
49 |
49 |
49 |
49 |
49 |
49 |
49 |
49 |
49 |
49 |
49 |
49 |
49 |
49 |
49 |
49 |
49 |
49 |
36 |
39 |
40 |
40 |
41 |
42 |
42 |
43 |
43 |
44 |
45 |
45 |
45 |
46 |
46 |
47 |
47 |
47 |
48 |
48 |
48 |
49 |
49 |
49 |
49 |
49 |
50 |
50 |
50 |
50 |
50 |
50 |
50 |
50 |
50 |
50 |
50 |
50 |
50 |
50 |
50 |
50 |
37 |
39 |
40 |
41 |
41 |
42 |
43 |
43 |
44 |
44 |
45 |
46 |
46 |
46 |
47 |
47 |
48 |
48 |
48 |
49 |
49 |
49 |
50 |
50 |
50 |
50 |
50 |
50 |
50 |
50 |
50 |
50 |
50 |
50 |
50 |
50 |
50 |
50 |
50 |
50 |
50 |
50 |
38 |
39 |
40 |
41 |
42 |
42 |
43 |
44 |
44 |
45 |
45 |
46 |
47 |
47 |
47 |
48 |
48 |
49 |
49 |
49 |
50 |
50 |
50 |
51 |
51 |
51 |
51 |
51 |
51 |
51 |
51 |
51 |
51 |
51 |
51 |
51 |
51 |
51 |
51 |
51 |
51 |
51 |
39 |
39 |
40 |
41 |
42 |
43 |
43 |
44 |
45 |
45 |
46 |
46 |
47 |
48 |
48 |
48 |
49 |
49 |
50 |
50 |
50 |
51 |
51 |
51 |
52 |
52 |
52 |
52 |
52 |
52 |
52 |
52 |
52 |
52 |
52 |
52 |
52 |
52 |
52 |
52 |
52 |
52 |
40 |
40 |
40 |
41 |
42 |
43 |
44 |
44 |
45 |
46 |
46 |
47 |
47 |
48 |
49 |
49 |
49 |
50 |
50 |
51 |
51 |
51 |
52 |
52 |
52 |
52 |
53 |
53 |
53 |
53 |
53 |
53 |
53 |
53 |
53 |
53 |
53 |
53 |
53 |
53 |
53 |
53 |
41 |
41 |
41 |
41 |
42 |
43 |
44 |
45 |
45 |
46 |
47 |
47 |
48 |
48 |
49 |
50 |
50 |
50 |
51 |
51 |
52 |
52 |
52 |
53 |
53 |
53 |
53 |
53 |
53 |
53 |
53 |
53 |
53 |
53 |
53 |
53 |
53 |
53 |
53 |
53 |
53 |
53 |
42 |
42 |
42 |
42 |
42 |
43 |
44 |
45 |
46 |
46 |
47 |
48 |
48 |
49 |
49 |
50 |
51 |
51 |
51 |
52 |
52 |
53 |
53 |
53 |
54 |
54 |
54 |
54 |
54 |
54 |
54 |
54 |
54 |
54 |
54 |
54 |
54 |
54 |
54 |
54 |
54 |
54 |
43 |
43 |
43 |
43 |
43 |
43 |
44 |
45 |
46 |
47 |
47 |
48 |
49 |
49 |
50 |
50 |
51 |
52 |
52 |
52 |
53 |
53 |
54 |
54 |
54 |
55 |
55 |
55 |
55 |
55 |
55 |
55 |
55 |
55 |
55 |
55 |
55 |
55 |
55 |
55 |
55 |
55 |
44 |
44 |
44 |
44 |
44 |
44 |
44 |
45 |
46 |
47 |
48 |
48 |
49 |
50 |
50 |
51 |
51 |
52 |
53 |
53 |
53 |
54 |
54 |
55 |
55 |
55 |
55 |
55 |
56 |
56 |
56 |
56 |
56 |
56 |
56 |
56 |
56 |
56 |
56 |
56 |
56 |
56 |
45 |
45 |
45 |
45 |
45 |
45 |
45 |
45 |
46 |
47 |
48 |
49 |
49 |
50 |
51 |
51 |
52 |
52 |
53 |
54 |
54 |
54 |
55 |
55 |
56 |
56 |
56 |
56 |
56 |
56 |
56 |
56 |
56 |
56 |
56 |
56 |
56 |
56 |
56 |
56 |
56 |
56 |
46 |
46 |
46 |
46 |
46 |
46 |
46 |
46 |
46 |
47 |
48 |
49 |
50 |
50 |
51 |
52 |
52 |
53 |
53 |
54 |
55 |
55 |
55 |
56 |
56 |
56 |
57 |
57 |
57 |
57 |
57 |
57 |
57 |
57 |
57 |
57 |
57 |
57 |
57 |
57 |
57 |
57 |
47 |
47 |
47 |
47 |
47 |
47 |
47 |
47 |
47 |
47 |
48 |
49 |
50 |
51 |
51 |
52 |
53 |
53 |
54 |
54 |
55 |
56 |
56 |
56 |
57 |
57 |
57 |
57 |
57 |
57 |
57 |
57 |
57 |
57 |
57 |
57 |
57 |
57 |
57 |
57 |
57 |
57 |
48 |
48 |
48 |
48 |
48 |
48 |
48 |
48 |
48 |
48 |
48 |
49 |
50 |
51 |
52 |
52 |
53 |
54 |
54 |
55 |
55 |
56 |
57 |
57 |
57 |
58 |
58 |
58 |
58 |
58 |
58 |
58 |
58 |
58 |
58 |
58 |
58 |
58 |
58 |
58 |
58 |
58 |
49 |
49 |
49 |
49 |
49 |
49 |
49 |
49 |
49 |
49 |
49 |
49 |
50 |
51 |
52 |
53 |
53 |
54 |
55 |
55 |
56 |
56 |
57 |
58 |
58 |
58 |
58 |
59 |
59 |
59 |
59 |
59 |
59 |
59 |
59 |
59 |
59 |
59 |
59 |
59 |
59 |
59 |
50 |
50 |
50 |
50 |
50 |
50 |
50 |
50 |
50 |
50 |
50 |
50 |
50 |
51 |
52 |
53 |
54 |
54 |
55 |
56 |
56 |
57 |
57 |
58 |
58 |
59 |
59 |
59 |
59 |
59 |
59 |
59 |
59 |
59 |
59 |
59 |
59 |
59 |
59 |
59 |
59 |
59 |
51 |
51 |
51 |
51 |
51 |
51 |
51 |
51 |
51 |
51 |
51 |
51 |
51 |
51 |
52 |
53 |
54 |
55 |
55 |
56 |
57 |
57 |
58 |
58 |
59 |
59 |
60 |
60 |
60 |
60 |
60 |
60 |
60 |
60 |
60 |
60 |
60 |
60 |
60 |
60 |
60 |
60 |
52 |
52 |
52 |
52 |
52 |
52 |
52 |
52 |
52 |
52 |
52 |
52 |
52 |
52 |
52 |
53 |
54 |
55 |
56 |
56 |
57 |
58 |
58 |
59 |
59 |
60 |
60 |
60 |
60 |
60 |
60 |
60 |
60 |
60 |
60 |
60 |
60 |
60 |
60 |
60 |
60 |
60 |
53 |
53 |
53 |
53 |
53 |
53 |
53 |
53 |
53 |
53 |
53 |
53 |
53 |
53 |
53 |
53 |
54 |
55 |
56 |
57 |
57 |
58 |
59 |
59 |
60 |
60 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
54 |
54 |
54 |
54 |
54 |
54 |
54 |
54 |
54 |
54 |
54 |
54 |
54 |
54 |
54 |
54 |
54 |
55 |
56 |
57 |
58 |
58 |
59 |
60 |
60 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
55 |
55 |
55 |
55 |
55 |
55 |
55 |
55 |
55 |
55 |
55 |
55 |
55 |
55 |
55 |
55 |
55 |
55 |
56 |
57 |
58 |
59 |
59 |
60 |
61 |
61 |
61 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
56 |
56 |
56 |
56 |
56 |
56 |
56 |
56 |
56 |
56 |
56 |
56 |
56 |
56 |
56 |
56 |
56 |
56 |
56 |
57 |
58 |
59 |
60 |
60 |
61 |
61 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
57 |
57 |
57 |
57 |
57 |
57 |
57 |
57 |
57 |
57 |
57 |
57 |
57 |
57 |
57 |
57 |
57 |
57 |
57 |
57 |
58 |
59 |
60 |
61 |
61 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
58 |
58 |
58 |
58 |
58 |
58 |
58 |
58 |
58 |
58 |
58 |
58 |
58 |
58 |
58 |
58 |
58 |
58 |
58 |
58 |
58 |
59 |
60 |
61 |
61 |
62 |
62 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
59 |
59 |
59 |
59 |
59 |
59 |
59 |
59 |
59 |
59 |
59 |
59 |
59 |
59 |
59 |
59 |
59 |
59 |
59 |
59 |
59 |
59 |
60 |
61 |
62 |
62 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
60 |
60 |
60 |
60 |
60 |
60 |
60 |
60 |
60 |
60 |
60 |
60 |
60 |
60 |
60 |
60 |
60 |
60 |
60 |
60 |
60 |
60 |
60 |
61 |
62 |
62 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
61 |
62 |
63 |
63 |
63 |
63 |
64 |
64 |
64 |
64 |
64 |
64 |
64 |
64 |
64 |
64 |
64 |
64 |
64 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
62 |
63 |
63 |
63 |
64 |
64 |
64 |
64 |
64 |
64 |
64 |
64 |
64 |
64 |
64 |
64 |
64 |
64 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
63 |
64 |
64 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
64 |
64 |
64 |
64 |
64 |
64 |
64 |
64 |
64 |
64 |
64 |
64 |
64 |
64 |
64 |
64 |
64 |
64 |
64 |
64 |
64 |
64 |
64 |
64 |
64 |
64 |
64 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
65 |
66 |
66 |
66 |
66 |
66 |
66 |
66 |
66 |
66 |
66 |
66 |
66 |
66 |
66 |
66 |
66 |
66 |
66 |
66 |
66 |
66 |
66 |
66 |
66 |
66 |
66 |
66 |
66 |
66 |
66 |
66 |
66 |
66 |
66 |
66 |
66 |
66 |
66 |
66 |
66 |
66 |
66 |
67 |
67 |
67 |
67 |
67 |
67 |
67 |
67 |
67 |
67 |
67 |
67 |
67 |
67 |
67 |
67 |
67 |
67 |
67 |
67 |
67 |
67 |
67 |
67 |
67 |
67 |
67 |
67 |
67 |
67 |
67 |
67 |
67 |
67 |
67 |
67 |
67 |
67 |
67 |
67 |
67 |
67 |
68 |
68 |
68 |
68 |
68 |
68 |
68 |
68 |
68 |
68 |
68 |
68 |
68 |
68 |
68 |
68 |
68 |
68 |
68 |
68 |
68 |
68 |
68 |
68 |
68 |
68 |
68 |
68 |
68 |
68 |
68 |
68 |
68 |
68 |
68 |
68 |
68 |
68 |
68 |
68 |
68 |
68 |
69 |
69 |
69 |
69 |
69 |
69 |
69 |
69 |
69 |
69 |
69 |
69 |
69 |
69 |
69 |
69 |
69 |
69 |
69 |
69 |
69 |
69 |
69 |
69 |
69 |
69 |
69 |
69 |
69 |
69 |
69 |
69 |
69 |
69 |
69 |
69 |
69 |
69 |
69 |
69 |
69 |
69 |
70 |
70 |
70 |
70 |
70 |
70 |
70 |
70 |
70 |
70 |
70 |
70 |
70 |
70 |
70 |
70 |
70 |
70 |
70 |
70 |
70 |
70 |
70 |
70 |
70 |
70 |
70 |
70 |
70 |
70 |
70 |
70 |
70 |
70 |
70 |
70 |
70 |
70 |
70 |
70 |
70 |
70 |
71 |
71 |
71 |
71 |
71 |
71 |
71 |
71 |
71 |
71 |
71 |
71 |
71 |
71 |
71 |
71 |
71 |
71 |
71 |
71 |
71 |
71 |
71 |
71 |
71 |
71 |
71 |
71 |
71 |
71 |
71 |
71 |
71 |
71 |
71 |
71 |
71 |
71 |
71 |
71 |
71 |
71 |
72 |
72 |
72 |
72 |
72 |
72 |
72 |
72 |
72 |
72 |
72 |
72 |
72 |
72 |
72 |
72 |
72 |
72 |
72 |
72 |
72 |
72 |
72 |
72 |
72 |
72 |
72 |
72 |
72 |
72 |
72 |
72 |
72 |
72 |
72 |
72 |
72 |
72 |
72 |
72 |
72 |
72 |
73 |
73 |
73 |
73 |
73 |
73 |
73 |
73 |
73 |
73 |
73 |
73 |
73 |
73 |
73 |
73 |
73 |
73 |
73 |
73 |
73 |
73 |
73 |
73 |
73 |
73 |
73 |
73 |
73 |
73 |
73 |
73 |
73 |
73 |
73 |
73 |
73 |
73 |
73 |
73 |
73 |
73 |
74 |
74 |
74 |
74 |
74 |
74 |
74 |
74 |
74 |
74 |
74 |
74 |
74 |
74 |
74 |
74 |
74 |
74 |
74 |
74 |
74 |
74 |
74 |
74 |
74 |
74 |
74 |
74 |
74 |
74 |
74 |
74 |
74 |
74 |
74 |
74 |
74 |
74 |
74 |
74 |
74 |
74 |
75 |
75 |
75 |
75 |
75 |
75 |
75 |
75 |
75 |
75 |
75 |
75 |
75 |
75 |
75 |
75 |
75 |
75 |
75 |
75 |
75 |
75 |
75 |
75 |
75 |
75 |
75 |
75 |
75 |
75 |
75 |
75 |
75 |
75 |
75 |
75 |
75 |
75 |
75 |
75 |
75 |
75 |
76 |
76 |
76 |
76 |
76 |
76 |
76 |
76 |
76 |
76 |
76 |
76 |
76 |
76 |
76 |
76 |
76 |
76 |
76 |
76 |
76 |
76 |
76 |
76 |
76 |
76 |
76 |
76 |
76 |
76 |
76 |
76 |
76 |
76 |
76 |
76 |
76 |
76 |
76 |
76 |
76 |
76 |
77 |
77 |
77 |
77 |
77 |
77 |
77 |
77 |
77 |
77 |
77 |
77 |
77 |
77 |
77 |
77 |
77 |
77 |
77 |
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